Chesapeake City property record for 1020 Waters Rd, Chesapeake, VA 23322 · Last verified September 2023
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2 ba · 2,626 sqft · built 1973 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Apr 2012 Mortgage May 2005 Sale & Mortgage |
| APN | 0590000002260 |
| Primary APN | 0590000002260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,626 sqft Total Area |
| Gross Area | 3,068 sqft |
| 1st Floor Area | 1,664 sqft |
| Upper Floors Area | 962 sqft |
| Flooring | Combination, Other |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Width | 190 ft Width |
| Garage Type | Mixed |
| Garage Area | 442 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 1,442 sqft |
| Patio Area | 562 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 1020 WATERS RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8800 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | PT 9 SUB OF ELMO R SPENCER 3.000 AC |
| Legal Subdivision | MISCELLANEOUS MAP 058, 059 |
| Legal Lot Number | 9 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21014 |
Source: Chesapeake City records · APN 0590000002260
Assessment roll updated August 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 WATERS RD, CHESAPEAKE, VA 23322-8800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2012 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| May 25, 2005 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2012 |
| Deed Sale | Dec 13, 2012 |
| Deed Document Number | 0008911613 |
| Deed Book / Page | 6009 / 605 |
| Prior Transfer Date | May 25, 2005 |
| Prior Transfer Doc | 0006009605 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1020 WATERS RD, CHESAPEAKE, VA 23322-8800 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008677/307 |
|---|---|
| Date | Apr 24, 2012 |
| Book Page | 8677/307 |
| Name | SUNTRUST MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 25, 2005 |
| Property Address | 1020 WATERS RD, CHESAPEAKE, VA 23322-8800 |
| Document Number | 006009/605 |
| Book / Page | 6009 / 605 |
| Instrument Date | May 12, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006009607 |
|---|---|
| Date | May 25, 2005 |
| Instrument | 6009/607 |
| Name | SUNTRUST MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $563,300 Land $175,000 Building $388,300 | $563,300 Land $175,000 Building $388,300 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 39 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020, rainfall accumulation |
| Wildfire Risk | Moderate above 43% of the US · above 69% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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