908 Waters Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 908 Waters Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,528 sqft · built 2021
Lot Size	4.88 acres (212,573 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Sep 2015)
Tax Bill	$12,960 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
APN	`0590000000020`

Property Details

APN / Parcel Number

Primary APN	`0590000000020`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	5,528 sqft Living Area
1st Floor Area	8,875 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Metal
Lot Area	212,573 sqft (4.88 acres)
Lot Dimensions	972 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	910 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	908 WATERS RD
City	CHESAPEAKE
State	VA
Zip	23322-7541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	PARCEL A-1 RESUB PARS A & B M&W ASSOCIATES 4.880AC
Legal Subdivision	MISCELLANEOUS MAP 058, 059
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1015
Census Tract	21014

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	908 WATERS RD, CHESAPEAKE, VA 23322-7541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2015 · Amount on Record
Deed Sale	Sep 30, 2015 · Amount on Record
Prior Sale	Mar 1, 2012 · Amount on Record
Deed Document Number	201526818
Deed Book / Page	9565 / 1327
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	908 WATERS RD, CHESAPEAKE, VA 23322-7541
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9948/1474
Date	Aug 31, 2018
Book Page	9948/1474
Instrument	180023589

Lender

Name	AFFILIATED MORTGAGE SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2025

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,406,600 (+9.62%) Land $283,400 Building $1,123,200	$1,406,600 (+9.62%) Land $283,400 Building $1,123,200
2025	$12,960.00 (+652.18%)	$1,283,200 (+18.06%) Land $251,000 Building $1,032,200	$1,283,200 (+18.06%) Land $251,000 Building $1,032,200
2023		$1,086,900 (+10.05%) Land $191,000 Building $895,900	$1,086,900 (+10.05%) Land $191,000 Building $895,900
2022		$987,600 Land $181,000 Building $806,600	$987,600 Land $181,000 Building $806,600
2019	$1,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2019–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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