1025 Waters Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1025 Waters Rd, Chesapeake, VA 23322

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 2.5 ba · 2,841 sqft · built 1973
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jun 2025)
Tax Bill	$5,857 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
APN	`0590000000431`

Property Details

APN / Parcel Number

Primary APN	`0590000000431`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,841 sqft Total Area
1st Floor Area	1,827 sqft
Attic	Attic
Attic Area	1,164 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	1,164 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	193 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	1025 WATERS RD
City	CHESAPEAKE
State	VA
Zip	23322-8801
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RE1: RESID
Legal Description	PAR 1 SUB W PRO PAR B A L WALLACE PROP 3.21 AC
Legal Subdivision	MISCELLANEOUS MAP 058, 059
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1015
Census Tract	21011

Owner

1025 Waters Rd is owned by two individuals who bought it in June 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1025 WATERS RD, CHESAPEAKE, VA 23322-8801
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on File
Deed Sale	Jun 6, 2025 · Amount on File
Deed Document Number	202512251
Deed Book / Page	10860 / 1646
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 19, 2026
Property Address	1025 WATERS RD, CHESAPEAKE, VA 23322-8801
Document Number	0000021559
Book / Page	11014 / 488
Instrument Date	Aug 14, 2026
Instrument	202621559
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 WATERS RD, CHESAPEAKE, VA 23322-8801

Mortgage

Document Number	0000021559,
Date	Aug 19, 2026
Book Page	11014/488
Instrument	202621559

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1025 Waters Rd was $5,857.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,500 (+7.35%) Land $265,000 Building $357,500	$622,500 (+7.35%) Land $265,000 Building $357,500
2025	$5,857.00	$579,900 Land $236,800 Building $343,100	$579,900 Land $236,800 Building $343,100
2023		$473,500 (+8.55%) Land $176,800 Building $296,700	$473,500 (+8.55%) Land $176,800 Building $296,700
2022		$436,200 Land $166,800 Building $269,400	$436,200 Land $166,800 Building $269,400
2019	$4,089.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1025 Waters Rd; 27 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1025 Waters Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waters Rd

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