Mobile County property record for 1020 Walter Smith Rd, Mobile, AL 36695
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,086 sqft · built 1987 |
| Lot Size | 2.33 acres (101,495 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $620 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R022707260000058 |
| Primary APN | R022707260000058 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,086 sqft Living Area |
| 1st Floor Area | 1,804 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 101,495 sqft (2.33 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 552 sqft |
| Utility Building | 248 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 412930 |
|---|---|
| Street Address | 1020 WALTER SMITH RD |
| City | MOBILE |
| State | AL |
| Zip | 36695-9664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT THE INT OF THE S/L OF LOT 11 BLK 1 BAKER SUB MBK 4 P 171-172 WITH THE PRESENTLY EXISTING W ROW LINE OF WALTER SMITH RD |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 26 |
| Legal Subdivision | BAKER |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 6409 |
1020 Walter Smith Rd is owned and occupied by an individual.
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 WALTER SMITH RD, MOBILE, AL 36695-9664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 1020 WALTER SMITH RD, MOBILE, AL 36695-9664 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029717 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 7641/0934 |
| Instrument | 2018029717 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | May 5, 2024 |
The 2025 property tax bill for 1020 Walter Smith Rd was $620 with a homeowner's exemption, up 7.6% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $620.00 (+7.64%) Homeowner's exemption | $14,400 (+8.6%) Land $3,500 Building $10,900 | $144,000 (+8.6%) Land $35,000 Building $109,000 |
| 2024 | $576.00 (+4.73%) Homeowner's exemption | $13,260 (+4.08%) Land $3,500 Building $9,760 | $132,600 (+4.08%) Land $35,000 Building $97,600 |
| 2023 | $550.00 Homeowner's exemption | $12,740 Land $3,500 Building $9,240 | $127,400 Land $35,000 Building $92,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1020 Walter Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 Walter Smith Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 86% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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