970 Walter Smith Rd, Mobile, AL 36695 Property Records

Mobile County property record for 970 Walter Smith Rd, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1968
Lot Size	2.15 acres (93,654 sqft)
Owner	Individual Name on File
Tax Bill	$568 (2025)
Deeds & Mortgages	Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022707260000056`

Property Details

APN / Parcel Number

Primary APN	`R022707260000056`
Alternative APNs	`27 07 26 0 000 056.XXX` `00412903` `412903`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,330 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1987
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	93,654 sqft (2.15 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	412903
Old Parcel Number	R022707260000056
Street Address	970 WALTER SMITH RD
City	MOBILE
State	AL
Zip	36695-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PT OF LOT 10 BLK 1 BAKER SUBD MBK 4 P 171-172 & BEING MORE PARTIC DESC AS COMG AT NE COR OF SAID LOT 10 BLK 1 TH RUN WLY &
Legal Range	03W
Legal Township	04S
Legal Section	26
Legal Subdivision	BAKER SUBD
Legal Block	1
Legal Lot Number	10
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1005
Census Tract	6409

Owner

Source: Mobile County records · APN R022707260000056

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	970 WALTER SMITH RD, MOBILE, AL 36695-9616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 30, 2015
Transfer Doc	0000039334
Record Updated	Jun 08, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	970 WALTER SMITH RD, MOBILE, AL 36695-9616
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 WALTER SMITH RD, MOBILE, AL 36695-9616

Mortgage

Document Number	0000024479
Date	Apr 17, 2025
Instrument	2025024479

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2045

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$568.00 (+7.78%) Homeowner's exemption	$13,130 (+7.27%) Land $3,230 Building $9,900	$131,300 (+7.27%) Land $32,300 Building $99,000
2024	$527.00 (+9.34%) Homeowner's exemption	$12,240 (+8.22%) Land $3,230 Building $9,010	$122,400 (+8.22%) Land $32,300 Building $90,100
2023	$482.00 Homeowner's exemption	$11,310 Land $3,230 Building $8,080	$113,100 Land $32,300 Building $80,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 86% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 304 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.