Mobile County property record for 1040 Walter Smith Rd, Mobile, AL 36695
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,337 sqft · built 2010 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jan 2025) |
| Tax Bill | $2,711 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022707260000059 |
| Primary APN | R022707260000059 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,337 sqft Living Area |
| 1st Floor Area | 2,017 sqft |
| Upper Floors Area | 400 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 113,256 sqft (2.6 acres) |
| Garage Area | 870 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,188 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 412949 |
|---|---|
| Street Address | 1040 WALTER SMITH RD |
| City | MOBILE |
| State | AL |
| Zip | 36695-9664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT SW COR OF NW 1/4 OF SEC 26 T4S R3W RUN N ALG W/L SD SEC 26 DIS OF 165.O FT TH RUN ELY 685.98 FT TO PT ON PRESENT W |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 26 |
| Legal Subdivision | TARA ESTATES |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 6409 |
1040 Walter Smith Rd is owned and occupied by an individual who bought it in January 2025.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 WALTER SMITH RD, MOBILE, AL 36695-9664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 30, 2025 | Warranty Deed, Transfer · FHA Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2025 · Amount on File |
| Deed Sale | Jan 30, 2025 · Amount on File |
| Prior Sale | Aug 27, 2007 · Amount on File |
| Deed Document Number | 20255877 |
| Prior Transfer Date | Aug 24, 2007 |
| Prior Transfer Doc | 0000067801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 1040 WALTER SMITH RD, MOBILE, AL 36695-9664 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1040 WALTER SMITH RD, MOBILE, AL 36695-9664 |
| Document Number | 0000010440 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026010440 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | 2050 PARKWAY OFFICE CIR, HOOVER, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 2, 2056 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jan 30, 2025 |
| Property Address | 1040 WALTER SMITH RD, MOBILE, AL 36695-9664 |
| Document Number | 0000005877 |
| Instrument Date | Jan 17, 2025 |
| Instrument | 2025005877 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9994 COUNTY ROAD 24, FAIRHOPE, AL 36532-5797 |
| Name | Verified Name |
|---|---|
| Address | 1040 WALTER SMITH RD, MOBILE, AL 36695-9664 |
| Document Number | 0000005878 |
|---|---|
| Date | Jan 30, 2025 |
| Instrument | 2025005878 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
The 2025 property tax bill for 1040 Walter Smith Rd was $2,711.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,711.00 | $55,900 (+110.55%) Land $7,800 Building $48,100 | $279,500 (+5.27%) Land $39,000 Building $240,500 |
| 2024 | Additional exemption filed | $26,550 (+13.95%) Land $3,900 Building $22,650 | $265,500 (+13.95%) Land $39,000 Building $226,500 |
| 2023 | Additional exemption filed | $23,300 Land $3,900 Building $19,400 | $233,000 Land $39,000 Building $194,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1040 Walter Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1040 Walter Smith Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 86% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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