1020 SE 23rd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1020 SE 23rd St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,364 sqft · built 1992
Lot Size	0.551 acres (24,045 sqft)
Owner	2 Owner Names on File
Last Sale	$239,000 (Apr 1998)
Tax Bill	$569 (2024)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`3-27-37-35-0330-00000-0150`

Property Details

APN / Parcel Number

Primary APN	`3-27-37-35-0330-00000-0150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,364 sqft Heated Area
Gross Area	3,723 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	24,045 sqft (0.551 acres)

Exterior Amenities

Pool Area	496 sqft
Porch	Open Porch
Shed	1 Shed
Shed Area	270 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1020 SE 23RD ST
City	OKEECHOBEE
State	FL
Zip	34974-5361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE HERON GOLF AND COUNTRY CLUB, PHASE 1 (PLAT BOOK 6 PAGES 50 & 51) LOT 15
Legal Range	35E
Legal Township	37S
Legal Section	27
Legal Subdivision	BLUE HERON GOLF AND COUNTRY
Legal Phase	1
Legal Lot Number	15
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1008
Census Tract	910500

Owner

The current owner of 1020 SE 23rd St bought it in April 1998.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	2 Owner Names on File
Mailing Address	1020 SE 23RD ST, OKEECHOBEE, FL 34974-5361
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 1998 · Amount on File
Deed Sale	Apr 1, 1998 · Amount on File
Deed Document Number	0040400559
Deed Book / Page	00404 / 00559
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1020 SE 23RD ST, OKEECHOBEE, FL 34974-5361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007891276
Date	Apr 24, 2017
Book Page	0789/1276
Instrument	2017004222

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 12, 2057

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,969	$428,824 Land $110,000 Building $318,824
2024	$569.00 (+5.76%)
2023	$538.00 (+12.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$264,154 (-14.5%)	$413,801 (+11.42%) Land $75,000 Building $338,801
2022	$479.00 Disabled Person's exemption Veteran's exemption	$308,938	$371,382 Land $75,000 Building $296,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 SE 23rd St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 SE 23rd St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20