Okeechobee County property record for 1045 SE 23rd St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,135 sqft · built 2019 |
| Lot Size | 0.335 acres (14,593 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Nov 2024) |
| Tax Bill | $6,904 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 3-27-37-35-0330-00000-0460 |
| Primary APN | 3-27-37-35-0330-00000-0460 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,135 sqft Heated Area |
| Gross Area | 3,206 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,593 sqft (0.335 acres) |
| Lot Dimensions | 146 ft deep x 100 ft wide |
| Pool Area | 393 sqft |
| Porch | Open Porch |
| Patio Area | 211 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1045 SE 23RD ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-5362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUE HERON GOLF AND COUNTRY CLUB, PHASE 1 (PLAT BOOK 6 PAGES 50 & 51) LOT 46 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 27 |
| Legal Subdivision | BLUE HERON GOLF AND COUNTRY |
| Legal Phase | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 910500 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1045 SE 23RD ST, OKEECHOBEE, FL 34974-5362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage SOUTH ST BK |
| Mar 2, 2020 | Deed of Trust, Mortgage CENTERSTATE BK NA |
| Mar 8, 2019 | Warranty Deed, Construction Loan · Construction Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Sep 18, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2024 · Amount on Record |
| Deed Sale | Nov 6, 2024 · Amount on Record |
| Prior Sale | Mar 8, 2019 · Amount on Record |
| Deed Document Number | 2024011997 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 1045 SE 23RD ST, OKEECHOBEE, FL 34974-5362 |
| Document Number | 0000012013 |
| Instrument Date | Dec 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1045 SE 23RD ST OKEECHOBEE FL 349745362, OKEECHOBEE, FL 34974-5362 |
| Document Number | 0000012013 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 12013 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 1045 SE 23RD ST, OKEECHOBEE, FL 34974-5362 |
| Document Number | 0000002551 |
| Instrument Date | Mar 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1045 SE 23RD ST OKEECHOBEE FL 349745362, OKEECHOBEE, FL 34974-5362 |
| Document Number | 0000002551 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 2551 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Mar 8, 2019 |
| Property Address | 1045 SE 23RD ST, OKEECHOBEE, FL 34974-5362 |
| Document Number | 0008210197 |
| Book / Page | 0821 / 0197 |
| Map Reference | MB 6 PG 50&51 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 2019002509 |
| Transaction Type | Construction Loan |
| Record Updated | May 25, 2021 |
| Title Company | OKEE TANTIE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13632 NW 160TH ST, 13632, OKEECHOBEE, FL 34972-7892 |
| Name | Verified Name |
|---|---|
| Address | 1045 SE 23RD ST, OKEECHOBEE, FL 34974-5362 |
| Document Number | 2019002510 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 2019002510 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Sep 18, 2018 |
| Property Address | 1045 SE 23RD ST, OKEECHOBEE, FL 34974-5362 |
| Document Number | 0008131132 |
| Book / Page | 000813 / 001132 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 11489 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $119.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13632 NW 160TH ST OKEECHOBEE FL 349727892, OKEECHOBEE, FL 34972-7892 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Municipality | Okeechobee City |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,904.00 (+48.76%) Homeowner's exemption | $394,606 (+60.61%) Land $44,000 Building $350,606 | $394,606 (-2.26%) Land $44,000 Building $350,606 |
| 2023 | $4,641.00 (+1.87%) Homeowner's exemption | $245,695 (+3%) | $403,721 (+21.68%) Land $35,000 Building $368,721 |
| 2022 | $4,556.00 Homeowner's exemption | $238,539 | $331,785 Land $25,000 Building $306,785 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 8 (1992–2012) |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures