945 SE 23rd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 945 SE 23rd St, Okeechobee, FL 34974 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,771 sqft · built 1999
Lot Size0.335 acres (14,593 sqft)
OwnerIndividual Name on File
Last Sale$399,000 (Nov 2023)
Tax Bill$6,492 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Feb 2023 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN3-27-37-35-0330-00000-0430

Property Details

APN / Parcel Number

Primary APN3-27-37-35-0330-00000-0430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,771 sqft Heated Area
Gross Area3,719 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,593 sqft (0.335 acres)
Lot Dimensions146 ft deep x 100 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address945 SE 23RD ST
CityOKEECHOBEE
StateFL
Zip34974-5393
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUE HERON GOLF AND COUNTRY CLUB, PHASE 1 (PLAT BOOK 6 PAGES 50 & 51) LOT 43
Legal Range35E
Legal Township37S
Legal Section27
Legal SubdivisionBLUE HERON GOLF AND COUNTRY
Legal Phase1
Legal Lot Number43
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1008
Census Tract910500

Owner

Source: Okeechobee County records · APN 3-27-37-35-0330-00000-0430

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address945 SE 23RD ST, OKEECHOBEE, FL 34974-5393
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 14, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 15, 2022Warranty Deed, Transfer · FHA Mortgage
KEYSTONE FUNDING INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleNov 13, 2023 · Amount on Record
Deed SaleNov 13, 2023 · Amount on Record
Prior SaleFeb 14, 2023
Deed Document Number2023012903
Record UpdatedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateNov 13, 2023
Property Address945 SE 23RD ST, OKEECHOBEE, FL 34974-5393
Document Number0000012903
Map ReferenceMB 6 PGS 50 AND 51
Instrument DateNov 10, 2023
Instrument2023012903
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,793.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1966 FAIRMONT LN, NAPLES, FL 34120-4571

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address965 SE 23RD ST, OKEECHOBEE, FL 34974-5393

Mortgage

Document Number0000012904
DateNov 13, 2023
Instrument2023012904
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKEECHOBEE FL
Recording DateFeb 14, 2023
Property Address945 SE 23RD ST, OKEECHOBEE, FL 34974-5393
Document Number0000001841
Map ReferenceMB 6 PG 50&51
Instrument DateFeb 03, 2023
Instrument2023001841
Transaction TypeTransfer
Record UpdatedMar 13, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address945 SE 23RD ST, OKEECHOBEE, FL 34974-5393

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 SE 23RD ST, OKEECHOBEE, FL 34974-5393

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 15, 2022
Property Address945 SE 23RD ST, OKEECHOBEE, FL 34974-5393
Document Number0000003544
Map ReferenceMB 6 PG 50&51
Instrument DateMar 11, 2022
Instrument2022003544
Transaction TypeTransfer
Record UpdatedApr 13, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12575 STATE ROAD 70 E, 12575, OKEECHOBEE, FL 34972-8264

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address945 SE 23RD ST, OKEECHOBEE, FL 34974-5393

Mortgage

Document Number0000003545
DateMar 15, 2022
Instrument2022003545
Lender
NameKEYSTONE FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,492.00 (+11.47%) Homeowner's exemption$373,670 (+22.9%) Land $44,000 Building $329,670$373,670 (-0.44%) Land $44,000 Building $329,670
2023$5,824.00 (-14.84%) Homeowner's exemption$304,043 (-0.1%)$375,316 (+23.32%) Land $35,000 Building $340,316
2022$6,839.00$304,335 Land $25,000 Building $279,335$304,335 Land $25,000 Building $279,335

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 27 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims8 (1992–2012)
Most Recent ClaimAug 2012, rainfall accumulation
Claims By Storm
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 568 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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