1020 Sandpiper Loop, Winter Haven, FL 33881 Property Records

Polk County property record for 1020 Sandpiper Loop, Winter Haven, FL 33881 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,990 sqft Living Area
Lot Size	10,903 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$48,600 (2023)
Tax Bill	$3,282.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-28-14-533503-000520`
Alternative APN	`142826533503000520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,990 sqft Living Area
Gross Area	2,494 sqft Gross Area
1st Floor	1,990 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	10,903 sqft (0.25 acres)
Garage Type	Attached Garage
Garage Area	504 sqft Garage
Porch Area	238 sqft Porch

Location & Zoning

Street Address	1020 SANDPIPER LOOP
City	WINTER HAVEN
State	FL
Zip	33881-5600
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CHESTNUT CREEK PB 189 PGS 24-27 LOT 52
Legal Subdivision	CHESTNUT CREEK
Legal Block	2
Legal Lot Number	52
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2017
Census Tract	12802

Owner

Source: Polk County records · APN 26-28-14-533503-000520

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1020 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5600
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2023 · Amount on Record
Deed Sale	Jun 07, 2023 · Amount on Record
Deed Doc Number	2023133801
Deed Book / Page	12721 / 4
Record Refreshed	Sep 20, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 07, 2023
Property Address	1020 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5600
Document Number	0000133801
Book / Page	12721 / 4
Map Reference	MB 189 PG 24-27
Instrument Date	Jun 02, 2023
Instrument	2023133801
Transaction Type	Transfer
Record Updated	Feb 05, 2024
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$340.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5600

Mortgage

Document Number	0000127216
Date	Jun 07, 2023
Instrument	12721/6

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 01, 2054

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,282.00 (+386.94%) Homeowner's exemption	$288,087 (+476.17%) Land $52,000 Building $236,087	$288,087 (+476.17%) Land $52,000 Building $236,087
2023	$674.00 (+361.64%)	$50,000 (+365.85%) Land $50,000	$50,000 (+365.85%) Land $50,000
2022	$146.00	$10,733 Land $10,733	$10,733 Land $10,733

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 362 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.