1012 Sandpiper Loop, Winter Haven, FL 33881 Property Records

Polk County property record for 1012 Sandpiper Loop, Winter Haven, FL 33881 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	2,416 sqft Living Area
Lot Size	10,960 sqft (0.252 acres)
Occupancy	Owner Occupied
Last Sale	$40,600 (2024)
Tax Bill	$4,870.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-28-14-533503-000540`
Alternative APN	`142826533503000540`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,416 sqft Living Area
Gross Area	3,473 sqft Gross Area
1st Floor	2,416 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	10,960 sqft (0.252 acres)
Garage Type	Attached Garage
Garage Area	886 sqft Garage
Porch Area	102 sqft Porch

Location & Zoning

Street Address	1012 SANDPIPER LOOP
City	WINTER HAVEN
State	FL
Zip	33881-5600
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CHESTNUT CREEK PB 189 PGS 24-27 LOT 54
Legal Subdivision	CHESTNUT CREEK
Legal Block	2
Legal Lot Number	54
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2017
Census Tract	12802

Owner

Source: Polk County records · APN 26-28-14-533503-000540

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1012 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5600
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2024 · Amount on Record
Deed Sale	Aug 09, 2024 · Amount on Record
Deed Doc Number	2024183975
Deed Book / Page	13223 / 22
Record Refreshed	Sep 20, 2026

August 2024: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 09, 2024
Property Address	1012 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5600
Document Number	0000183975
Book / Page	13223 / 22
Map Reference	MB 189 PG 24-27
Instrument Date	Aug 06, 2024
Instrument	2024183975
Transaction Type	Construction Loan
Record Updated	Jan 13, 2026
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$284.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5600

Mortgage

Document Number	0001322324
Date	Aug 09, 2024
Instrument	13223/24

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,870.00 (+622.55%)	$367,459 (+634.92%) Land $52,000 Building $315,459	$367,459 (+634.92%) Land $52,000 Building $315,459
2023	$674.00 (+361.64%)	$50,000 (+365.85%) Land $50,000	$50,000 (+365.85%) Land $50,000
2022	$146.00	$10,733 Land $10,733	$10,733 Land $10,733

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 362 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.