Polk County property record for 1017 Sandpiper Loop, Winter Haven, FL 33881 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,036 sqft Living Area |
| Lot Size | 10,799 sqft (0.248 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $369,200 (2023) |
| Tax Bill | $1,324.00 (2025) |
| Primary APN | 26-28-14-533503-000040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,036 sqft Living Area |
| Gross Area | 2,477 sqft Gross Area |
| 1st Floor | 2,036 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,799 sqft (0.248 acres) |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 30 sqft Porch |
| Street Address | 1017 SANDPIPER LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-5607 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT CREEK PB 189 PGS 24-27 LOT 4 |
| Legal Subdivision | CHESTNUT CREEK |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 12802 |
Source: Polk County records · APN 26-28-14-533503-000040
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1017 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Feb 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 30, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Deed Doc Number | 2023154229 |
| Deed Book / Page | 12748 / 1685 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1017 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1017 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Document Number | 0000039093 |
|---|---|
| Date | Feb 16, 2026 |
| Book Page | 13884/2101 |
| Instrument | 2026039093 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 30, 2023 |
| Property Address | 1017 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Document Number | 0000154229 |
| Book / Page | 12748 / 1685 |
| Map Reference | MB 189 PG 24-27 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023154229 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2024 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,584.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Address | 1017 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Document Number | 0127481687 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 12748/1687 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,324.00 (+50.45%) Homeowner's exemption | $140,385 (+180.77%) | $287,739 (+475.48%) Land $52,000 Building $235,739 |
| 2023 | $880.00 (+502.74%) | $50,000 (+365.85%) Land $50,000 | $50,000 (+365.85%) Land $50,000 |
| 2022 | $146.00 | $10,733 Land $10,733 | $10,733 Land $10,733 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 362 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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