1019 Polo Downs Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 1019 Polo Downs Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 7,992 sqft · built 1996
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Company Names on Record
Last Sale	$755,000 (Jan 2007)
Tax Bill	$9,081 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20Q-12-0221`

Property Details

APN / Parcel Number

Primary APN	`20Q-12-0221`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	7,992 sqft Living Area
Gross Area	8,892 sqft
1st Floor Area	1,672 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	72 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	72 sqft
Deck Area	459 sqft
Patio Area	974 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1019 POLO DOWNS DR
City	CHESTERFIELD
State	MO
Zip	63017-8358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	83SM
Legal Description	POLO DOWNS LOT 3
Legal Subdivision	POLO DOWNS
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	2
Census Block	2000
Census Tract	217702

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1019 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2007 · Amount on Record
Deed Sale	Jan 26, 2007 · Amount on Record
Prior Sale	Feb 21, 2006 · Amount on Record
Deed Document Number	2007788
Deed Book / Page	17436 / 326
Prior Transfer Date	Aug 27, 2004
Prior Transfer Doc	0000000328
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1019 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 POLO DOWNS DR, TOWN AND COUNTRY, MO 63017-8358

Mortgage

Document Number	2022083100215
Date	Aug 31, 2022
Instrument	2022083100215

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Town And Country City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,050 (-) Land $52,400 Building $160,650	$1,121,300 (-) Land $275,800 Building $845,500
2025	$9,081.00 (+0.2%)	$213,050 (+36.75%) Land $52,400 Building $160,650	$1,121,300 (+36.74%) Land $275,800 Building $845,500
2024	$9,063.00 (+5.67%)	$155,800 (-) Land $24,190 Building $131,610
2023	$8,577.00	$155,800 Land $24,190 Building $131,610	$820,000 Land $127,300 Building $692,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1980–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband, Verizon.

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