1014 Polo Downs Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 1014 Polo Downs Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,509 sqft · built 1996
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Jun 2017)
Tax Bill	$11,062 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20Q-12-0285`

Property Details

APN / Parcel Number

Primary APN	`20Q-12-0285`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,709 sqft Living Area
Gross Area	7,479 sqft
1st Floor Area	2,092 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	125 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	57 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1014 POLO DOWNS DR
City	CHESTERFIELD
State	MO
Zip	63017-8358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	83SM
Legal Description	POLO DOWNS (SURV AFFDT 10537-72) LOT 19
Legal Subdivision	POLO DOWNS
Legal Lot Number	19
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	2
Census Block	2000
Census Tract	217702

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1014 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit BANK STAR
Jun 26, 2017	Warranty Deed, Transfer JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Jan 31, 2003 · Amount on Record
Deed Document Number	2017417
Deed Book / Page	22582 / 2401
Last Transfer Date	Jul 29, 2026
Transfer Doc	0000000471
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 30, 2026
Property Address	1014 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358
Document Number	0000000471
Instrument Date	Jul 29, 2026
Instrument	2026471
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1014 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358

Mortgage

Document Number	2023060100255
Date	Jun 1, 2023
Instrument	2023060100255

Lender

Name	BANK STAR
Type	Bank
Address	PACIFIC, MO 63069

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 26, 2017
Property Address	1014 POLO DOWNS DR, CHESTERFIELD, MO 63017-8358
Document Number	0225822401
Book / Page	022582 / 002401
Instrument Date	Jun 21, 2017
Instrument	417
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	INSIGHT TITLE COMPANY LLC, INSIGHT TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 POLO DOWNS DR CHESTERFIELD MO 630178358, CHESTERFIELD, MO 63017-8358

Mortgage

Document Number	225822404
Date	Jun 26, 2017
Book Page	022582/002404
Instrument	418

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Town And Country City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,680 (-) Land $50,290 Building $150,390	$1,056,200 (-) Land $264,700 Building $791,500
2025	$11,062.00 (+25.11%)	$200,680 (+32.03%) Land $50,290 Building $150,390	$1,056,200 (+32.03%) Land $264,700 Building $791,500
2024	$8,842.00 (+5.66%)
2023	$8,368.00	$152,000 Land $23,220 Building $128,780	$800,000 Land $122,200 Building $677,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1980–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband, Verizon.

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