1020 N Cherry St, Ada, OK 74820 Property Records

Pontotoc County property record for 1020 N Cherry St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,158 sqft · built 1981
Lot Size	0.206 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Jul 2025)
Tax Bill	$414 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14594`

Property Details

APN / Parcel Number

Primary APN	`14594`
Alternative APN	`0270-00-000-002-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	1,158 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Patio Area	56 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14594
Street Address	1020 N CHERRY ST
City	ADA
State	OK
Zip	74820-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 QUINCE SUBDIVISION
Legal Subdivision	QUINCE -ADA SD- SW 28-4-6
Legal Lot Number	2
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2054
Census Tract	89100

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 N CHERRY ST, ADA, OK 74820-2051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Deed Document Number	20253920
Deed Book / Page	3909 / 64
Prior Transfer Date	Oct 8, 2008
Prior Transfer Doc	002315/103
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jul 8, 2025
Property Address	1020 N CHERRY ST, ADA, OK 74820-2051
Document Number	0003909/64
Book / Page	3909 / 64
Instrument Date	Jul 3, 2025
Instrument	I-2025-003920
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 N CHERRY ST, ADA, OK 74820-2051

Mortgage

Document Number	I2025003921
Date	Jul 8, 2025
Instrument	I-2025-003921

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,440 (+169.72%) Land $2,100 Building $11,340	$112,000 (-17.78%) Land $17,500 Building $94,500
2025	$414.00 (+1.22%) Homeowner's exemption	$4,983 (+3.02%) Land $864 Building $4,119	$136,225 (+36.49%) Land $17,500 Building $118,725
2024	$409.00 (+7.35%) Homeowner's exemption	$4,837 (+3%) Land $838 Building $3,999	$99,804 (+9.51%) Land $12,500 Building $87,304
2023	$381.00 Homeowner's exemption	$4,696 Land $825 Building $3,871	$91,139 Land $12,500 Building $78,639

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20