1128 N Cherry St, Ada, OK 74820 Property Records

Pontotoc County property record for 1128 N Cherry St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,062 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$42,500 (Feb 2001)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17018`

Property Details

APN / Parcel Number

Primary APN	`17018`
Alternative APN	`0530-28-004-006-0-028-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,062 sqft Living Area
1st Floor Area	1,062 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	120 ft deep x 73 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Patio Area	30 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17018
Street Address	1128 N CHERRY ST
City	ADA
State	OK
Zip	74820-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW/4-BEG 100.85' W & 532.2'S OF NE/C OF SE NW SW-E 120'-S 73'- W 120'- N 73' TO POB SEC. 28-4-6 ADA LIC
Legal Range	06E
Legal Township	04N
Legal Section	28
Legal Subdivision	LIC 28-4-6 ADA SD
Legal Block	4
Legal Lot Number	6
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2017
Census Tract	89100

Owner

1128 N Cherry St is owned by an individual who acquired it in March 2017.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1680 THRUSH AVE, ASHLAND, CA 94578-2048
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Apr 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Apr 10, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2001 · Amount on File
Deed Sale	Feb 27, 2001 · Amount on File
Prior Sale	May 26, 1999 · Amount on File
Deed Book / Page	1586 / 373
Last Transfer Date	Mar 30, 2017
Transfer Doc	003109/042
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jul 27, 2023
Property Address	1128 N CHERRY ST, ADA, OK 74820-2053
Document Number	003719/136
Book / Page	3719 / 136
Instrument Date	Jul 25, 2023
Instrument	I-2023-003873
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 THRUSH AVE, SAN LEANDRO, CA 94578-2048

Mortgage

Document Number	I2023003874
Date	Jul 27, 2023
Instrument	I-2023-003874

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	1128 N CHERRY ST, ADA, OK 74820-2053
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 E FOSTER DR, ADA, OK 74820-4428

Mortgage

Document Number	3490/263
Date	Apr 5, 2021
Book Page	3490/263
Instrument	2021-001980

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Apr 10, 2017
Property Address	1128 N CHERRY ST, ADA, OK 74820-2053
Document Number	003109/042
Book / Page	3109 / 042
Instrument Date	Mar 30, 2017
Instrument	2017-001754
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	TIMIOS INC, TIMIOS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 N CHERRY ST, ADA, OK 74820-2053

Mortgage

Document Number	2017001755
Date	Apr 10, 2017
Instrument	2017-001755

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	264 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1128 N Cherry St was $1,534, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,731 (+0.01%) Land $1,500 Building $13,231	$122,761 (+0.01%) Land $12,500 Building $110,261
2025	$1,534.00 (+1.32%)	$14,730 (+0.2%) Land $1,500 Building $13,230	$122,746 (+0.2%) Land $12,500 Building $110,246
2024	$1,514.00 (+75.23%)	$14,700 (+56.78%) Land $1,500 Building $13,200	$122,500 (+42.48%) Land $12,500 Building $110,000
2023	$864.00 (+1.77%) Homeowner's exemption	$9,376 (+3%) Land $900 Building $8,476	$85,974 (+13.34%) Land $7,500 Building $78,474
2022	$849.00 Homeowner's exemption	$9,103 Land $900 Building $8,203	$75,856 Land $7,500 Building $68,356

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1128 N Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1128 N Cherry St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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