Pontotoc County property record for 920 N Cherry St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,216 sqft · built 1960 |
| Lot Size | 0.148 acres (6,461 sqft) |
| Owner | Company Name on Record |
| Last Sale | $325,000 (Nov 2017) |
| Tax Bill | $571 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14630 |
| Primary APN | 14630 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| Upper Floors Area | 1,060 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,461 sqft (0.148 acres) |
| Lot Dimensions | 73.8 ft deep x 87.6 ft wide |
| Porch | Open Porch |
| Porch Area | 376 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14630 |
|---|---|
| Street Address | 920 N CHERRY ST |
| City | ADA |
| State | OK |
| Zip | 74820-2049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S73.75' LOT 1 BLOCK 4 SMITH ADDITION 920 N. CHERRY |
| Legal Subdivision | SMITH -ADA SD- SW 28-4-6 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 89100 |
Source: Pontotoc County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 421 N CROWNPOINT DR, ADA, OK 74820-4417 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Line of Credit SIMMONS BANK |
| Jun 29, 2022 | Deed of Trust, Mortgage · Commercial Mortgage SIMMONS BANK |
| Mar 13, 2018 | Deed of Trust, Mortgage OKLAHOMA HERITAGE BANK |
| Nov 21, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2017 · Amount on Record |
| Deed Sale | Nov 21, 2017 · Amount on Record |
| Prior Sale | Jul 7, 2017 · Amount on Record |
| Deed Document Number | 20176241 |
| Deed Book / Page | 3169 / 225 |
| Prior Transfer Date | Nov 15, 2017 |
| Prior Transfer Doc | 0000006240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 920 N CHERRY ST, ADA, OK 74820-2049 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003624/224 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 3624/224 |
| Instrument | I-2022-003753 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 920 N CHERRY ST, ADA, OK 74820-2049 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003624/244 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 3624/244 |
| Instrument | I-2022-003754 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 31, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 920 N CHERRY ST, ADA, OK 74820-2049 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2018 |
| Name | Verified Name |
|---|
| Document Number | 3199/148 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 3199/148 |
| Instrument | 2018-001445 |
| Name | OKLAHOMA HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Feb 14, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Nov 21, 2017 |
| Property Address | 920 N CHERRY ST, ADA, OK 74820-2049 |
| Document Number | 003169/225 |
| Book / Page | 3169 / 225 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 2017-006241 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $487.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 421 N CROWNPOINT DR, ADA, OK 74820-4417 |
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,762 (+5.01%) Land $945 Building $4,817 | $48,014 (-21.78%) Land $7,875 Building $40,139 | |
| 2025 | $571.00 (+1.24%) | $5,487 (+4.99%) Land $900 Building $4,587 | $61,385 (-6.06%) Land $7,500 Building $53,885 |
| 2024 | $564.00 (+9.94%) | $5,226 (+5%) Land $900 Building $4,326 | $65,342 (+9.92%) Land $7,500 Building $57,842 |
| 2023 | $513.00 | $4,977 Land $900 Building $4,077 | $59,446 Land $7,500 Building $51,946 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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