McLennan County property record for 1020 N 45th St, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,326 sqft · built 1953 |
| Lot Size | 0.382 acres (16,618 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,800 (Jun 2014) |
| Tax Bill | $3,996 (2025) |
| Deeds & Mortgages | Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-010601-007700-0 |
| Primary APN | 48-010601-007700-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| Gross Area | 1,614 sqft |
| 1st Floor Area | 1,326 sqft |
| Flooring | Carpet |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 16,618 sqft (0.382 acres) |
| Lot Dimensions | 151 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 570 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Storage Building | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1020 N 45TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-4948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | CRESTVIEW LOT 16 BLOCK 5 ACRES .3815 |
| Legal Subdivision | CRESTVIEW |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 2498 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 N 45TH ST, WACO, TX 76710-4948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2014 · Amount on File |
| Deed Sale | Jun 26, 2014 · Amount on File |
| Prior Sale | Jun 16, 2014 · Amount on File |
| Deed Document Number | 201418660 |
| Prior Transfer Date | Jun 12, 2014 |
| Prior Transfer Doc | 0000018660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1020 N 45TH ST, WACO, TX 76710-4948 |
| Document Number | 0000021198 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1020 N 45TH ST WACO TX 767104948, WACO, TX 76710-4948 |
| Document Number | 0000021198 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 21198 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76714 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jun 26, 2024 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,894 (-4.41%) Land $32,238 Building $137,656 | $169,894 (-4.41%) Land $32,238 Building $137,656 | |
| 2025 | $3,996.00 (-3.66%) | $177,730 (+3.64%) Land $29,250 Building $148,480 | $177,730 (+3.64%) Land $29,250 Building $148,480 |
| 2024 | $4,148.00 (+7.91%) | ||
| 2023 | $171,490 Land $29,250 Building $142,240 | $171,490 Land $29,250 Building $142,240 | |
| 2022 | $3,844.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Central Link Broadband.
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