McLennan County property record for 1004 N 45th St, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,508 sqft · built 1953 |
| Lot Size | 0.185 acres (8,063 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,745 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-010601-007300-5 |
| Primary APN | 48-010601-007300-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Flooring | Carpet |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,063 sqft (0.185 acres) |
| Lot Dimensions | 119 ft deep x 68 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 224 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 160 sqft |
| Patio Area | 198 sqft |
| Storage Building | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1004 N 45TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-4948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | CRESTVIEW LOT 12 BLOCK 5 ACRES .1851 |
| Legal Subdivision | CRESTVIEW |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 2498 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 20637, WACO, TX 76702-0637 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX |
| Apr 12, 2017 | Loan Modification, Mortgage TEXAS FIRST ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2014 |
| Deed Sale | Oct 13, 2014 |
| Deed Document Number | 201430920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1004 N 45TH ST, WACO, TX 76710-4948 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011705 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022011705 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1004 N 45TH ST, WACO, TX 76710-4948 |
| Document Number | 0000013799 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1005 WOODED ACRES DR WACO TX 767104544, WACO, TX 76710-4544 |
| Document Number | 0000013799 |
|---|---|
| Date | May 3, 2017 |
| Instrument | 13799 |
| Name | TEXAS FIRST ST BK |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Amount | Amount Recorded |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,120 (-) Land $23,624 Building $98,496 | $122,120 (-) Land $23,624 Building $98,496 | |
| 2025 | $2,745.00 (-0.33%) | $122,120 (-) Land $21,450 Building $100,670 | $122,120 (-) Land $21,450 Building $100,670 |
| 2024 | $2,754.00 (+0.62%) | ||
| 2023 | $122,120 Land $18,710 Building $103,410 | $122,120 Land $18,710 Building $103,410 | |
| 2022 | $2,737.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Central Link Broadband.
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