1028 N 45th St, Waco, TX 76710 Property Records

McLennan County property record for 1028 N 45th St, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,654 sqft · built 1953
Lot Size	0.2 acres (8,729 sqft)
Owner	Company Name on File
Last Sale	$86,300 (Apr 2018)
Tax Bill	$4,684 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-010601-007900-3`

Property Details

APN / Parcel Number

Primary APN	`48-010601-007900-3`
Alternative APNs	`4801060100790030111` `169511`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	1,894 sqft
1st Floor Area	1,654 sqft
Flooring	Carpet

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1982
Exterior Material	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,729 sqft (0.2 acres)
Lot Dimensions	143 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	440 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1028 N 45TH ST
City	WACO
State	TX
Zip	76710-4948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CRESTVIEW LOT 18 BLOCK 5 ACRES .2004
Legal Subdivision	CRESTVIEW
Legal Block	5
Legal Lot Number	18
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3015
Census Tract	2498

Owner

1028 N 45th St is owned by a company that bought it in April 2018.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	2156 SLIGAR RD, WICHITA FALLS, TX 76310-7200
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Warranty Deed, Transfer UNION SQUARE CU
Dec 22, 2017	Warranty Deed, Transfer CASEY LEWIS
Aug 10, 2017	Loan Modification, Mortgage TEXAS FIRST ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Prior Sale	Dec 22, 2017 · Amount on File
Deed Document Number	201812505
Prior Transfer Date	Apr 10, 2018
Prior Transfer Doc	0000012505
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 18, 2018
Property Address	1028 N 45TH ST, WACO, TX 76710-4948
Document Number	0000012505
Instrument Date	Apr 16, 2018
Instrument	12505
Transaction Type	Transfer
Record Updated	Nov 20, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2156 SLIGAR RD WICHITA FALLS TX 763107200, WICHITA FALLS, TX 76310-7200

Mortgage

Document Number	12506
Date	Apr 18, 2018
Instrument	12506

Lender

Name	UNION SQUARE CU
Address	WICHITA FALLS, TX 76301

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 17, 2028

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 22, 2017
Property Address	1028 N 45TH ST, WACO, TX 76710-4948
Document Number	0000041863
Instrument Date	Dec 18, 2017
Instrument	41863
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5694 MISSION CENTER RD #602-12 SAN DIEGO CA 921084355, 602-12, SAN DIEGO, CA 92108-4355

Mortgage

Document Number	41870
Date	Dec 22, 2017
Instrument	41870

Lender

Name	CASEY LEWIS
Address	3979 COMPTON ST, CHINO, CA 91710-1502

Agreement

Amount	Amount on Record

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1028 N 45TH ST, WACO, TX 76710-4948
Document Number	0000027740
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 KIM LN ROBINSON TX 767065115, ROBINSON, TX 76706-5115

Mortgage

Document Number	0000027740
Date	Aug 23, 2017
Instrument	27740

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1028 N 45th St was $4,684, down 3.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,108 (-5.4%) Land $25,139 Building $171,969	$197,108 (-5.4%) Land $25,139 Building $171,969
2025	$4,684.00 (-3.92%)	$208,360 Land $22,870 Building $185,490	$208,360 Land $22,870 Building $185,490
2024	$4,875.00
2023		$200,600 Land $22,870 Building $177,730	$200,600 Land $22,870 Building $177,730
2022	$4,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 N 45th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 N 45th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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