Osceola County property record for 1017 Florida Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,374 sqft Living Area |
| Lot Size | 7,013 sqft (0.161 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $405,000 (2025) |
| Tax Bill | $2,040.00 (2024) |
| Primary APN | 01-26-30-0001-0164-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,374 sqft Living Area |
| Gross Area | 1,536 sqft Gross Area |
| 1st Floor | 918 sqft 1st Floor |
| Upper Floors | 296 sqft Upper Floors |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,013 sqft (0.161 acres) |
| Depth X Width | 140 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 96 sqft Shed |
| Porch Area | 322 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1017 FLORIDA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3717 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 164 LOTS 17 & 18 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 164 |
| Legal Lot Number | 17 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4006 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0164-0170
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1017 FLORIDA AVE, SAINT CLOUD, FL 34769-3717 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 30, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 23, 2025 | Warranty Deed, Transfer UNKNOWN, CITRUS CLOSING GROUP TAMPA L |
| Apr 27, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Apr 17, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on Record |
| Deed Sale | Jun 23, 2025 · Amount on Record |
| Prior Sale | Apr 17, 2019 · Amount on Record |
| Deed Doc Number | 202578743 |
| Deed Book / Page | 6808 / 1360 |
| Last Transfer Date | Oct 30, 2025 |
| Transfer Doc | 0068730947 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 30, 2025 |
| Property Address | 1017 FLORIDA AVE, SAINT CLOUD, FL 34769-3717 |
| Document Number | 0068730947 |
| Book / Page | 6873 / 947 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025134765 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1017 FLORIDA AVE, SAINT CLOUD, FL 34769-3717 |
| Name | Verified Name |
|---|---|
| Address | 1017 FLORIDA AVE, SAINT CLOUD, FL 34769-3717 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 23, 2025 |
| Property Address | 1017 FLORIDA AVE, SAINT CLOUD, FL 34769-3717 |
| Document Number | 0068081360 |
| Book / Page | 6808 / 1360 |
| Instrument Date | Jun 20, 2025 |
| Instrument | 2025078743 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | UNKNOWN, CITRUS CLOSING GROUP TAMPA L |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,835.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52 CHURCH ST, HILLSBOROUGH, NH 03244-4837 |
| Name | Verified Name |
|---|---|
| Address | 6464 TIMBERWIND PL, ORLANDO, FL 32818-8830 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1017 FLORIDA AVE, SAINT CLOUD, FL 34769-3717 |
| Document Number | 0057162905 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1017 FLORIDA AVE ST CLOUD FL 347693717, ST CLOUD, FL 34769-3717 |
| Document Number | 0057162905 |
|---|---|
| Date | May 01, 2020 |
| Book Page | 005716/002905 |
| Instrument | 59599 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Apr 30, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 17, 2019 |
| Property Address | 1017 FLORIDA AVE, SAINT CLOUD, FL 34769-3717 |
| Document Number | 0055082803 |
| Book / Page | 005508 / 002803 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 48674 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,176.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1017 FLORIDA AVE ST CLOUD FL 347693717, ST CLOUD, FL 34769-3717 |
| Document Number | 55082804 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 005508/002804 |
| Instrument | 48675 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,117.00 (+3.77%) | $161,151 (+2.9%) | $234,300 (+1.47%) Land $46,800 Building $187,500 |
| 2024 | $2,040.00 (+3.08%) Homeowner's exemption | $156,610 (+3%) | $230,900 (+12.14%) Land $46,800 Building $184,100 |
| 2023 | $1,979.00 (+4.1%) Homeowner's exemption | $152,049 (+3%) | $205,900 (+9.81%) Land $34,000 Building $171,900 |
| 2022 | $1,901.00 Homeowner's exemption | $147,621 | $187,500 Land $30,600 Building $156,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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