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1016 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1016 Florida Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,730 sqft · built 1925
Lot Size0.241 acres (10,497 sqft)
OwnerIndividual Name on File
Last Sale$63,600 (May 2020)
Tax Bill$3,505 (2025)
Deeds & MortgagesAug 2023 Transfer
May 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0163-0060

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0163-0060
Alternative APNs
  • 263001000101630060
  • 77907

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,730 sqft Living Area
Gross Area1,950 sqft
1st Floor Area942 sqft
Upper Floors Area480 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area10,497 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage TypeDetached
Garage Area220 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFlorida Room
Porch Area308 sqft
Deck Area150 sqft
Patio Area300 sqft
Shed1 Shed
Shed Area70 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1016 FLORIDA AVE
CitySAINT CLOUD
StateFL
Zip34769-3718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 163 LOTS 6-8 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block163
Legal Lot Number6
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2007
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0163-0060

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1016 FLORIDA AVE, SAINT CLOUD, FL 34769-3718
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 22, 2020Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
May 22, 2020Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC
May 22, 2020Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2020 · Amount on Record
Deed SaleMay 22, 2020 · Amount on Record
Prior SaleMay 22, 2020 · Amount on Record
Deed Document Number202067506
Deed Book / Page5726 / 1505
Last Transfer DateJul 31, 2023
Transfer Doc0064512273
Record UpdatedJun 08, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateAug 03, 2023
Property Address1016 FLORIDA AVE, SAINT CLOUD, FL 34769-3718
Document Number0064512273
Book / Page6451 / 2273
Map ReferenceMB B PG 33&34
Instrument DateJul 31, 2023
Instrument2023100921
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1016 FLORIDA AVE, SAINT CLOUD, FL 34769-3718

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 FLORIDA AVE, SAINT CLOUD, FL 34769-3718

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 22, 2020
Property Address1016 FLORIDA AVE, SAINT CLOUD, FL 34769-3718
Document Number0057261505
Book / Page5726 / 1505
Map ReferenceMB B PG 33&34
Instrument DateMay 21, 2020
Instrument2020067506
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Tax$445.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address139 CLARK RD # 1, 139, UNITY, ME 04988-3444

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 FLORIDA AVE, SAINT CLOUD, FL 34769-3718

Mortgage

Document Number0057261507
DateMay 22, 2020
Book Page5726/1507
Instrument2020067507
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 22, 2020
Property Address1016 FLORIDA AVE, SAINT CLOUD, FL 34769-3718
Document Number0057261501
Book / Page005726 / 001501
Instrument DateMay 21, 2020
Instrument67504
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

AmountAmount Recorded
Tax$445.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1016 FLORIDA AVE ST CLOUD FL 347693718, ST CLOUD, FL 34769-3718

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 22, 2020
Property Address1016 FLORIDA AVE, SAINT CLOUD, FL 34769-3718
Document Number0057261503
Book / Page005726 / 001503
Instrument DateMay 21, 2020
Instrument67505
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

AmountAmount Recorded
Tax$445.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1016 FLORIDA AVE ST CLOUD FL 347693718, ST CLOUD, FL 34769-3718

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,505.00 (+8.38%)$198,100 (+9.87%) Land $79,800 Building $118,300$198,100 (+9.87%) Land $79,800 Building $118,300
2024$3,234.00 (+7.55%)
2023$3,007.00 (+12.66%)$180,300 (+18.77%) Land $66,500 Building $113,800$180,300 (+18.77%) Land $66,500 Building $113,800
2022$2,669.00$151,800 Land $55,400 Building $96,400$151,800 Land $55,400 Building $96,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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