1020 Fincher Trl, Argyle, TX 76226 Property Records

Denton County property record for 1020 Fincher Trl, Argyle, TX 76226

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,567 sqft · built 1999
Lot Size	1.56 acres (68,389 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,609 (2025)
Deeds & Mortgages	May 2025 Sale Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R656414`

Property Details

APN / Parcel Number

Primary APN	`R656414`
Alternative APNs	`SG0322A-000000A-0000-0014-0000` `SG0322A-000000A-0000-0014` `1042012`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	4,567 sqft Living Area
Gross Area	5,359 sqft
1st Floor Area	4,567 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	68,389 sqft
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	652 sqft
Stable	1,656 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1020 FINCHER TRL
City	ARGYLE
State	TX
Zip	76226-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINCHERS BEND BLK A LOT 14
Legal Subdivision	FINCHERS BEND
Legal Block	A
Legal Lot Number	14
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	1
Census Block	1020
Census Tract	20316

Owner

1020 Fincher Trl is owner-occupied and held in a trust since May 2025.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1020 FINCHER TRL, ARGYLE, TX 76226-4926
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2025	Special Warranty Deed, Transfer FREEDOM TITLE
Oct 2, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 1, 2019	Vendor's Lien, Transfer · VA Mortgage MID-AMERICAN MORTGAGE INC
Jan 29, 2018	Quit Claim Deed, Transfer NTFN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025
Deed Sale	May 21, 2025
Prior Sale	Nov 1, 2019 · Amount on File
Deed Document Number	202554929
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	0000139845
Record Updated	Oct 29, 2026

May 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENTON TX
Recording Date	May 21, 2025
Property Address	1020 FINCHER TRL, ARGYLE, TX 76226-4926
Document Number	0000054929
Map Reference	CC 2015-13
Instrument Date	May 20, 2025
Instrument	2025-054929
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 FINCHER TRL, ARGYLE, TX 76226-4926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 FINCHER TRL, ARGYLE, TX 76226-4926

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1020 FINCHER TRL, ARGYLE, TX 76226-4926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157268
Date	Oct 2, 2020
Instrument	2020-157268

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Nov 1, 2019
Property Address	1020 FINCHER TRL, ARGYLE, TX 76226-4926
Document Number	0000139845
Map Reference	DOC 2015-13
Instrument Date	Oct 31, 2019
Instrument	2019-139845
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	TITLE RESOURCES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 FINCHER TRL, ARGYLE, TX 76226-4926

Mortgage

Document Number	0000139846
Date	Nov 1, 2019
Instrument	2019-139846

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENTON TX
Recording Date	Jan 29, 2018
Property Address	1020 FINCHER TRL, ARGYLE, TX 76226-4926
Document Number	0000009854
Instrument Date	Jan 16, 2018
Instrument	9854
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 FINCHER TRL ARGYLE TX 762264926, ARGYLE, TX 76226-4926

Mortgage

Document Number	8232
Date	Jan 29, 2018
Instrument	8232

Lender

Name	NTFN

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Fincher Trl was $10,609, up 299.4% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Unified School District	Argyle Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,318,870 (+12.37%) Land $487,190 Building $922,810	$1,410,000 (+1.95%) Land $487,190 Building $922,810
2025	$10,609.00 (+299.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$1,173,694 Land $241,907 Building $1,141,176	$1,383,083 Land $241,907 Building $1,141,176
2024	$2,656.00 (-27.23%)
2023	$3,650.00 (+70.24%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$2,018,111 Land $309,298 Building $1,708,813	$2,018,111 Land $309,298 Building $1,708,813
2022	$2,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Fincher Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Fincher Trl is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARGYLE WSC serves 12,720 people · EPA ID TX0610019
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Spectrum.

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