1012 Fincher Trl, Argyle, TX 76226 Property Records

Denton County property record for 1012 Fincher Trl, Argyle, TX 76226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,483 sqft · built 2017
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Tax Bill	$18,989 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R656415`

Property Details

APN / Parcel Number

Primary APN	`R656415`
Alternative APNs	`SG0322A-000000A-0000-0015-0000` `SG0322A-000000A-0000-0015` `926267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,483 sqft Living Area
Gross Area	4,337 sqft
1st Floor Area	2,163 sqft
2nd Floor Area	1,320 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	854 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1 sqft
Porch	Open Porch
Porch Area	591 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1012 FINCHER TRL
City	ARGYLE
State	TX
Zip	76226-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINCHERS BEND BLK A LOT 15
Legal Subdivision	FINCHERS BEND
Legal Block	A
Legal Lot Number	15
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	1
Census Block	1020
Census Tract	20316

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 FINCHER TRL, ARGYLE, TX 76226-4926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL NATIONAL MORTGAGE
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2024
Deed Sale	Nov 12, 2024
Prior Sale	Apr 7, 2016 · Amount on Record
Deed Document Number	2024122651
Prior Transfer Date	Apr 5, 2016
Prior Transfer Doc	0000038672
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1012 FINCHER TRL, ARGYLE, TX 76226-4926
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	FIDELITY NATIONAL TITLE, FNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 FINCHER TRL, ARGYLE, TX 76226-4926

Mortgage

Document Number	0000014760
Date	Feb 11, 2026
Instrument	2026-014760

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1012 FINCHER TRL, ARGYLE, TX 76226-4926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000013
Date	Jan 2, 2018
Instrument	2018-000013

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1012 FINCHER TRL, ARGYLE, TX 76226-4926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200242
Date	Dec 8, 2020
Instrument	2020-200242

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Unified School District	Argyle Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,258,602 (+0.65%) Land $326,596 Building $932,006	$1,258,602 (+0.65%) Land $326,596 Building $932,006
2025	$18,989.00 (+19.13%)	$1,250,424 (-13.23%) Land $160,800 Building $1,089,624	$1,250,424 (-13.23%) Land $160,800 Building $1,089,624
2024	$15,940.00 (-20.76%)
2023	$20,115.00 (+45.17%)	$1,441,000 Land $206,004 Building $1,234,996	$1,441,000 Land $206,004 Building $1,234,996
2022	$13,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARGYLE WSC serves 12,720 people · EPA ID TX0610019
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Spectrum.

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