1004 Fincher Trl, Argyle, TX 76226 Property Records

Denton County property record for 1004 Fincher Trl, Argyle, TX 76226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,764 sqft · built 2019
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Jun 2018)
Tax Bill	$20,607 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R656417`

Property Details

APN / Parcel Number

Primary APN	`R656417`
Alternative APNs	`SG0322A-000000A-0000-0017-0000` `996973`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,764 sqft Living Area
Gross Area	5,772 sqft
1st Floor Area	4,764 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,996 sqft
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1004 FINCHER TRL
City	ARGYLE
State	TX
Zip	76226-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINCHERS BEND BLK A LOT 17
Legal Subdivision	FINCHERS BEND
Legal Block	A
Legal Lot Number	17
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	1
Census Block	1020
Census Tract	20316

Owner

1004 Fincher Trl is owned and occupied by two individuals who bought it in June 2018.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1004 FINCHER TRL, ARGYLE, TX 76226-4926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 30, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST ST BK
Jun 19, 2018	Vendor's Lien, Transfer · Conventional Mortgage COMPASS BANK
Nov 13, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Nov 13, 2017
Deed Document Number	201870771
Prior Transfer Date	Jun 16, 2018
Prior Transfer Doc	0000070771
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1004 FINCHER TRL, ARGYLE, TX 76226-4926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ITC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039128
Date	Mar 25, 2020
Instrument	2020-039128

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DENTON TX
Recording Date	Nov 30, 2018
Property Address	1004 FINCHER TRL, ARGYLE, TX 76226-4926
Instrument Date	Nov 30, 2018
Instrument	139226
Transaction Type	Construction Loan
Record Updated	Jan 23, 2019
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 COUNTRY LAKES DR ARGYLE TX 762262205, ARGYLE, TX 76226-2205

Mortgage

Document Number	0000139226
Date	Nov 30, 2018
Instrument	139226

Lender

Name	FIRST ST BK
Type	Bank
Address	GAINESVILLE, TX 76240

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jun 19, 2018
Property Address	1004 FINCHER TRL, ARGYLE, TX 76226-4926
Document Number	0000070771
Map Reference	DOC2015-13
Instrument Date	Jun 16, 2018
Instrument	2018-070771
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 FINCHER TRL, ARGYLE, TX 76226-4926

Mortgage

Document Number	0000070772
Date	Jun 19, 2018
Instrument	2018-070772

Lender

Name	COMPASS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	25 Months
Due	Jul 1, 2020

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Nov 13, 2017
Property Address	1004 FINCHER TRL, ARGYLE, TX 76226-4926
Document Number	0000139251
Instrument Date	Nov 8, 2017
Instrument	139251
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 952 ARGYLE TX 762260952, ARGYLE, TX 76226-0952

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Fincher Trl was $20,607 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Unified School District	Argyle Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,482,127 Land $320,508 Building $1,161,619	$1,482,127 Land $320,508 Building $1,161,619
2025	$20,607.00
2023	$16,714.00 (-8.39%) Homeowner's exemption	$2,139,657 Land $241,976 Building $1,897,681	$2,139,657 Land $241,976 Building $1,897,681
2022	$18,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Fincher Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Fincher Trl is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARGYLE WSC serves 12,720 people · EPA ID TX0610019
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ElektraFi, Nextlink.

Nearby Properties on Fincher Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures