1. Home
  2. Florida
  3. Citrus County
  4. Hernando
  5. E Whitecloud Ln

1020 E Whitecloud Ln, Hernando, FL 34442 Property Records

Citrus County property record for 1020 E Whitecloud Ln, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1997
Square Footage1,642 sqft Living Area
Lot Size42,933 sqft (0.985 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2022)
Tax Bill$3,281.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-17-0010-000A0-032.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1020 E WHITECLOUD LN, HERNANDO, FL 34442-2803
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2022Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Mar 26, 2020Warranty Deed, Transfer · Conventional Mortgage
MID-AMERICAN MORTGAGE INC
May 15, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2022 · Amount on Record
Deed SaleAug 26, 2022 · Amount on Record
Prior SaleMar 26, 2020 · Amount on Record
Deed Doc Number0003315597
Deed Book / Page3315 / 597
Record RefreshedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 26, 2022
Property Address1020 E WHITECLOUD LN, HERNANDO, FL 34442-2803
Document Number0033150597
Book / Page3315 / 597
Map ReferenceMB 12 PG 49-60
Instrument DateAug 26, 2022
Instrument2022060555
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyAMERICAN TTL SVCS OF CITRUS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1020 E WHITECLOUD LN, HERNANDO, FL 34442-2803

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 E WHITECLOUD LN, HERNANDO, FL 34442-2803

Mortgage

Document Number0033150599
DateAug 26, 2022
Book Page3315/599
Instrument2022060556
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 26, 2020
Property Address1020 E WHITECLOUD LN, HERNANDO, FL 34442-2803
Document Number0030491018
Book / Page3049 / 1018
Map ReferenceMB 12 PG 49-60
Instrument DateMar 26, 2020
Instrument2020016664
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyFIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,693.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address230 ROPER MOUNTAIN ROAD EXT # EXT708G, 230, GREENVILLE, SC 29615-4825

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 E WHITECLOUD LN, HERNANDO, FL 34442-2803

Mortgage

Document Number30491020
DateMar 26, 2020
Instrument3049/1020
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1020 E WHITECLOUD LN, HERNANDO, FL 34442-2803
Document Number0029021828
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedJun 25, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1020 E WHITECLOUD LN HERNANDO FL 344422803, HERNANDO, FL 34442-2803

Mortgage

Document Number0029021828
DateMay 24, 2018
Book Page002902/001828
Instrument26168
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 23, 2048

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,281.00 (+4.56%) Homeowner's exemption Additional exemption filed$268,963 (+0.05%) Land $33,500 Building $235,463$268,963 (+0.05%) Land $33,500 Building $235,463
2024$3,138.00 (+2.48%) Homeowner's exemption Additional exemption filed$268,826 (+1.87%) Land $33,500 Building $235,326$268,826 (+1.87%) Land $33,500 Building $235,326
2023$3,062.00 (+27.8%) Homeowner's exemption Additional exemption filed$263,897 (+7.45%) Land $31,500 Building $232,397$263,897 (+7.45%) Land $31,500 Building $232,397
2022$2,396.00 Homeowner's exemption Additional exemption filed$245,600 Land $21,500 Building $224,100$245,600 Land $21,500 Building $224,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-17-0010-000A0-032.0
Alternative APNs
  • 1718S19E0010000A00320
  • 2353813

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,642 sqft Living Area
1st Floor1,684 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1997
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialFiberglass Roof
Lot Area42,933 sqft (0.985 acres)
Parking Spaces4 Parking Spaces
Garage Area506 sqft Garage

Exterior Amenities

Pool Area392 sqft Pool
Patio Area308 sqft Patio
PorchOpen Porch
Porch Area312 sqft Porch
Utility Building144 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2353813
Old Parcel Number1718S19E0010000A00320
Street Address1020 E WHITECLOUD LN
CityHERNANDO
StateFL
Zip34442-2803
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW ESTATES PB 12 PG 49 LOT 32 BLK A
Legal Range19E
Legal Township18S
Legal Section08
Legal SubdivisionFAIRVIEW ESTATES
Legal BlockA
Legal Lot Number32
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1022
Census Tract450103

Nearby Properties on E Whitecloud Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures