Citrus County property record for 886 E Whitecloud Ln, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1993 |
| Square Footage | 2,148 sqft Living Area |
| Lot Size | 44,914 sqft (1.03 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $199,900 (2017) |
| Tax Bill | $2,602.00 (2025) |
| Primary APN | 19E-18S-17-0010-000A0-036.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,148 sqft Living Area |
| 1st Floor | 2,148 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Other Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 44,914 sqft (1.03 acres) |
| Parking Spaces | 9 Parking Spaces |
| Garage Area | 660 sqft Garage |
| Pool Area | 430 sqft Pool |
|---|---|
| Patio Area | 161 sqft Patio |
| Porch | Finished/Screened Porch |
| Porch Area | 388 sqft Porch |
| Utility Building | 320 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2353872 |
|---|---|
| Old Parcel Number | 1718S19E0010000A00360 |
| Street Address | 886 E WHITECLOUD LN |
| City | HERNANDO |
| State | FL |
| Zip | 34442-2803 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ESTATES PB 12 PG 49 LOT 36 BLK A |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 07 |
| Legal Subdivision | FAIRVIEW ESTATES |
| Legal Block | A |
| Legal Lot Number | 36 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 450103 |
Source: Citrus County records · APN 19E-18S-17-0010-000A0-036.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 886 E WHITECLOUD LN, HERNANDO, FL 34442-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2017 · Amount on Record |
| Deed Sale | Feb 23, 2017 · Amount on Record |
| Prior Sale | Nov 07, 2012 · Amount on Record |
| Deed Doc Number | 2017008446 |
| Deed Book / Page | 2812 / 1122 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 886 E WHITECLOUD LN, HERNANDO, FL 34442-2803 |
| Document Number | 0030072005 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 886 E WHITECLOUD LN HERNANDO FL 344422803, HERNANDO, FL 34442-2803 |
| Document Number | 0030072005 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 003007/002005 |
| Instrument | 51144 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Feb 23, 2017 |
| Property Address | 886 E WHITECLOUD LN, HERNANDO, FL 34442-2803 |
| Document Number | 0028121122 |
| Book / Page | 002812 / 001122 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 8446 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2017 |
| Title Company | EXPRESS TITLE, EXPRESS TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,399.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 15558 BADEN RD GERMANTOWN OH 453279407, GERMANTOWN, OH 45327-9407 |
| Document Number | 28121124 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 002812/001124 |
| Instrument | 8447 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2047 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,602.00 (+5.43%) Homeowner's exemption Additional exemption filed | $303,642 (-0.38%) Land $33,500 Building $270,142 | $303,642 (-0.38%) Land $33,500 Building $270,142 |
| 2024 | $2,468.00 (+2.53%) Homeowner's exemption Additional exemption filed | $304,789 (-1.9%) Land $33,500 Building $271,289 | $304,789 (-1.9%) Land $33,500 Building $271,289 |
| 2023 | $2,407.00 (+6.79%) Homeowner's exemption Additional exemption filed | $310,699 (+11.54%) Land $31,500 Building $279,199 | $310,699 (+11.54%) Land $31,500 Building $279,199 |
| 2022 | $2,254.00 Homeowner's exemption Additional exemption filed | $278,550 Land $21,500 Building $257,050 | $278,550 Land $21,500 Building $257,050 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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