Citrus County property record for 854 E Whitecloud Ln, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,749 sqft Living Area |
| Lot Size | 44,738 sqft (1.02 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2019) |
| Tax Bill | $4,388.00 (2025) |
Source: Citrus County records · APN 19E-18S-17-0010-000A0-037.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 854 E WHITECLOUD LN, HERNANDO, FL 34442-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| May 31, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on Record |
| Deed Sale | Oct 15, 2019 · Amount on Record |
| Prior Sale | Aug 26, 2009 · Amount on Record |
| Deed Doc Number | 2019054129 |
| Deed Book / Page | 3011 / 1174 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 854 E WHITECLOUD LN, HERNANDO, FL 34442-2803 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0033200834 |
|---|---|
| Date | Sep 15, 2022 |
| Book Page | 3320/834 |
| Instrument | 2022064784 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Sep 14, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 854 E WHITECLOUD LN, HERNANDO, FL 34442-2803 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029800322 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 2980/0322 |
| Instrument | 2019028048 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 854 E WHITECLOUD LN, HERNANDO, FL 34442-2803 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031081950 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 3108/1950 |
| Instrument | 2020062154 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Oct 15, 2019 |
| Property Address | 854 E WHITECLOUD LN, HERNANDO, FL 34442-2803 |
| Document Number | 0030111174 |
| Book / Page | 003011 / 001174 |
| Instrument Date | Oct 07, 2019 |
| Instrument | 54129 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2019 |
| Title Company | TROPIC TITLE SERVICES, TROPIC TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 854 E WHITECLOUD LN HERNANDO FL 344422803, HERNANDO, FL 34442-2803 |
| Document Number | 30111176 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 003011/001176 |
| Instrument | 54130 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2049 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,388.00 (+4.1%) Homeowner's exemption Additional exemption filed | $412,727 (+0.03%) Land $33,500 Building $379,227 | $412,727 (+0.03%) Land $33,500 Building $379,227 |
| 2024 | $4,215.00 (+2.33%) Homeowner's exemption Additional exemption filed | $412,606 (-0.75%) Land $33,500 Building $379,106 | $412,606 (-0.75%) Land $33,500 Building $379,106 |
| 2023 | $4,119.00 (+6.82%) Homeowner's exemption Additional exemption filed | $415,727 (+10.77%) Land $31,500 Building $384,227 | $415,727 (+10.77%) Land $31,500 Building $384,227 |
| 2022 | $3,856.00 Homeowner's exemption Additional exemption filed | $375,300 Land $21,500 Building $353,800 | $375,300 Land $21,500 Building $353,800 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-17-0010-000A0-037.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,749 sqft Living Area |
| 1st Floor | 2,749 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 44,738 sqft (1.02 acres) |
| Parking Spaces | 9 Parking Spaces |
| Garage Area | 644 sqft Garage |
| Pool Area | 392 sqft Pool |
| Porch | Open Porch |
| Porch Area | 398 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2353881 |
|---|---|
| Old Parcel Number | 1718S19E0010000A00370 |
| Street Address | 854 E WHITECLOUD LN |
| City | HERNANDO |
| State | FL |
| Zip | 34442-2803 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ESTATES PB 12 PG 49 LOT 37 BLK A |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 07 |
| Legal Subdivision | FAIRVIEW ESTATES |
| Legal Block | A |
| Legal Lot Number | 37 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 450103 |
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