McLean County property record for 1020 Decoy Ct, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 1,278 sqft · built 2023 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,500 (Dec 2023) |
| Tax Bill | $11,928 (2024) |
| Deeds & Mortgages | Nov 2024 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-19-157-019 |
| Primary APN | 15-19-157-019 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,278 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,018 sqft (0.23 acres) |
| Street Address | 1020 DECOY CT |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-9681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARDS SUB 6TH ADD LOT 270 |
| Legal Subdivision | VINEYARDS SUB |
| Legal Lot Number | 270 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 5 |
| Census Block | 5108 |
| Census Tract | 5102 |
Source: McLean County records · APN 15-19-157-019
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 DECOY CT, NORMAL, IL 61761-9681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 04, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 03, 2022 | Warranty Deed, Transfer FTC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2023 · Amount on Record |
| Deed Sale | Dec 04, 2023 · Amount on Record |
| Prior Sale | Mar 03, 2022 · Amount on Record |
| Deed Document Number | 202316472 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1020 DECOY CT, NORMAL, IL 61761-9681 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1020 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 202400017358 |
|---|---|
| Date | Nov 27, 2024 |
| Instrument | 2024-00017358 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Rate | 5.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Dec 04, 2023 |
| Property Address | 1020 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 202300016472 |
| Map Reference | DOC 2013-00031480 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023-00016472 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $439.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1020 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 202300016473 |
|---|---|
| Date | Dec 04, 2023 |
| Instrument | 2023-00016473 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.87% |
| Type Change Date | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Mar 03, 2022 |
| Property Address | 1020 DECOY CT, NORMAL, IL 61761-9681 |
| Document Number | 202200004083 |
| Map Reference | DOC 2013-00031480 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2022-00004083 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | FTC |
| Amount | Amount Recorded |
|---|---|
| Tax | $67.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3620 NAPA LN, NORMAL, IL 61761-9570 |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $167,093 (+736.39%) Land $24,283 Building $142,810 | $501,279 (+736.39%) Land $72,849 Building $428,430 | |
| 2024 | $11,928.00 (+604.55%) | ||
| 2023 | $1,693.00 (+1,990.12%) | $19,978 (+2,081%) Land $19,978 | $59,934 (+2,081%) Land $59,934 |
| 2022 | $81.00 | $916 Land $916 | $2,748 Land $2,748 |
Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Pavlov Media.
Based on FCC filings for 333 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORMAL serves 52,736 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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