1020 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 1020 3rd St, Cheney, WA 99004

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,036 sqft · built 1946
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$875,000 (Oct 2021)
Tax Bill	$3,238 (2026)
Deeds & Mortgages	Oct 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13131.8807`

Property Details

APN / Parcel Number

Primary APN	`13131.8807`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	1,018 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1020 3RD ST
City	CHENEY
State	WA
Zip	99004-1724
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	THE SECOND ADD TO THE TOWN OF CHENEY LT 4 BLK 127 & VAC ST ADJ TO SD LT 4
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	THE SECOND ADD
Legal Block	127
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4007
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8610 S HARMON EXTENSION RD, SPOKANE, WA 99223-9347
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	20217133336
Prior Transfer Date	Dec 3, 2001
Prior Transfer Doc	0004661733
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 1, 2021
Property Address	1020 3RD ST, CHENEY, WA 99004-1724
Document Number	0007133336
Map Reference	VOL K PG 1
Instrument Date	Sep 30, 2021
Instrument	7133336
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, SPOKANE COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8610 S HARMON EXTENSION RD, SPOKANE, WA 99223-9347

Mortgage

Document Number	0007133337
Date	Oct 1, 2021
Instrument	7133337

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,238.00 (+4.99%)	$296,200 (+12.54%) Land $80,000 Building $216,200	$296,200 (+12.54%) Land $80,000 Building $216,200
2025	$3,084.00 (+39.67%)
2024		$263,200 (+37.51%) Land $75,000 Building $188,200	$263,200 (+37.51%) Land $75,000 Building $188,200
2023	$2,208.00 (+3.95%)	$191,400 Land $40,000 Building $151,400	$191,400 Land $40,000 Building $151,400
2022	$2,124.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 64% of Washington
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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