Spokane County property record for 1005 3rd St, Cheney, WA 99004
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,816 sqft · built 1951 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,000 (Dec 2024) |
| Tax Bill | $2,761 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13131.8901 |
| Primary APN | 13131.8901 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 2,124 sqft |
| 1st Floor Area | 908 sqft |
| Basement Area | 908 sqft |
| Finished Basement | 908 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Duplex Single |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 16 sqft |
| Canopy | 104 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 1005 3RD ST |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-1723 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-2 |
| Legal Description | CHENEY 2ND TO TOWN OF L1&2 B128 |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 13 |
| Legal Subdivision | CHENEY ADD 02 |
| Legal Block | 128 |
| Legal Lot Number | 1,2 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 14001 |
Source: Spokane County records · APN 13131.8901
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1005 3RD ST, CHENEY, WA 99004-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 27, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on Record |
| Deed Sale | Dec 27, 2024 · Amount on Record |
| Prior Sale | Sep 10, 2009 · Amount on Record |
| Deed Document Number | 20247391363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1005 3RD ST, CHENEY, WA 99004-1723 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1005 3RD ST, CHENEY, WA 99004-1723 |
| Document Number | 0007440345 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 7440345 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Dec 27, 2024 |
| Property Address | 1005 3RD ST, CHENEY, WA 99004-1723 |
| Document Number | 0007391363 |
| Map Reference | VOL A PG 52 |
| Instrument Date | Dec 05, 2024 |
| Instrument | 7391363 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | UNKNOWN, SPOKANE COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,693.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 3RD ST, CHENEY, WA 99004-1723 |
| Document Number | 0007391364 |
|---|---|
| Date | Dec 27, 2024 |
| Instrument | 7391364 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,761.00 (-4.63%) | $272,300 (+18.34%) Land $85,000 Building $187,300 | $272,300 (+18.34%) Land $85,000 Building $187,300 |
| 2025 | $2,895.00 (+49.84%) | ||
| 2024 | $230,100 (+51.68%) Land $75,000 Building $155,100 | $230,100 (+51.68%) Land $75,000 Building $155,100 | |
| 2023 | $1,932.00 (+14.59%) | $151,700 Land $40,000 Building $111,700 | $151,700 Land $40,000 Building $111,700 |
| 2022 | $1,686.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 43% of the US · lower than 66% of Washington |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Davis Communications Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 239 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHENEY serves 16,954 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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