1320 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 1320 3rd St, Cheney, WA 99004

Property Summary

Property Type	Apartments (5+ Units)
Details	12 ba · 4,901 sqft · built 1965
Lot Size	0.287 acres (12,500 sqft)
Owner	Company Name on File
Last Sale	$1,262,500 (Mar 2005)
Tax Bill	$12,023 (2026)
Deeds & Mortgages	Mortgage Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13124.2907`

Property Details

APN / Parcel Number

Primary APN	`13124.2907`

Interior

Full Baths	12 Baths
Units	12 Units
Stories	2 Stories
Building Area	4,901 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Steel Frame
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	100 ft deep x 125 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1320 3RD ST
City	CHENEY
State	WA
Zip	99004-1852
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-2
Legal Description	CHENEY CALLAWAYS ADD TO CALLAWAYS ADD TO TOWN OF NELY1/2 OF LT8; ALL LOTS 9 & 10 BLK13.
Legal Range	41E
Legal Township	23N
Legal Section	12
Legal Subdivision	CHENEY CALLAWAYS ADD
Legal Block	13
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3031
Census Tract	14001

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12314 E SIOUX CIR, SPOKANE, WA 99206-9305
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage WFG INSURED
	Deed of Trust, Mortgage WFG INSURED
	Deed of Trust, Mortgage WFG INSURED
Sep 22, 2023	Warranty Deed, Transfer · Commercial Mortgage SPOUSAL TRUST
Jul 19, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2005 · Amount on Record
Deed Sale	Mar 15, 2005 · Amount on Record
Deed Document Number	20055190429
Last Transfer Date	Jul 7, 2023
Transfer Doc	0007297147
Record Updated	Sep 20, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1320 3RD ST, CHENEY, WA 99004-1852
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1320 3RD ST, CHENEY, WA 99004-1852
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1320 3RD ST, CHENEY, WA 99004-1852
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 22, 2023
Property Address	1320 3RD ST, CHENEY, WA 99004-1852
Document Number	0007309547
Map Reference	VOL A PG 48
Instrument Date	Sep 21, 2023
Instrument	7309547
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$74,142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9927 E BELL RD STE 130, 130, SCOTTSDALE, AZ 85260-2411

Mortgage

Document Number	0007309548
Date	Sep 22, 2023
Instrument	7309548

Lender

Name	SPOUSAL TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2024

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 19, 2023
Property Address	1320 3RD ST, CHENEY, WA 99004-1852
Document Number	0007297147
Map Reference	VOL A PG 48
Instrument Date	Jul 7, 2023
Instrument	7297147
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 19, 2023
Property Address	1320 3RD ST, CHENEY, WA 99004-1852
Document Number	0007297146
Map Reference	VOL A PG 48
Instrument Date	Jul 7, 2023
Instrument	7297146
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,023.00 (+7.1%)	$996,000 (-7.92%) Land $75,000 Building $921,000	$996,000 (-7.92%) Land $75,000 Building $921,000
2025	$11,226.00 (+14.41%)	$1,081,700 (-7.89%) Land $75,000 Building $1,006,700	$1,081,700 (-7.89%) Land $75,000 Building $1,006,700
2024		$1,174,300 (+84.7%) Land $75,000 Building $1,099,300	$1,174,300 (+84.7%) Land $75,000 Building $1,099,300
2023	$9,812.00 (+39.57%)	$635,800 (-) Land $75,000 Building $560,800	$635,800 (-) Land $75,000 Building $560,800
2022	$7,030.00	$635,800 Land $75,000 Building $560,800	$635,800 Land $75,000 Building $560,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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