102 San Rafael Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 102 San Rafael Rd, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,289 sqft · built 1982
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Tax Bill$3,352 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN161110-0000

Property Details

APN / Parcel Number

Primary APN161110-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,289 sqft Living Area
Gross Area3,162 sqft
1st Floor Area1,953 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1999
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions140 ft deep x 96 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Glass Porch
Porch Area171 sqft
Deck Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address102 SAN RAFAEL RD
CitySAINT AUGUSTINE
StateFL
Zip32080-5420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG1
Legal Description3-76 EL GRANADA SUB LOTS 1 2 & 3 (EX R/W DB226/95) BLK A OR796/1085 &1382/373 & 6104/1387(L/E)
Legal Range30E
Legal Township07S
Legal Section28
Legal SubdivisionEL GRANADA
Legal BlockA
Legal Lot Number1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2013
Census Tract21408

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Spanish Coquina Quarries
listed 1972 · 1 contributing resources · NRIS 72001462

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address102 SAN RAFAEL RD, SAINT AUGUSTINE, FL 32080-5420
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 21, 2025
Transfer Doc0061041387
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address102 SAN RAFAEL RD, SAINT AUGUSTINE, FL 32080-5420
Document Number0048700494
Instrument DateJan 8, 2020
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 SAN RAFAEL RD ST AUGUSTINE FL 320805420, ST AUGUSTINE, FL 32080-5420

Mortgage

Document Number0048700494
DateJan 23, 2020
Book Page004870/000494
Instrument5307
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 22, 2035

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$274,188 (+2.7%)$526,556 (+3.7%) Land $122,000 Building $404,556
2025$3,352.00 (+13.17%) Homeowner's exemption Disabled Person's exemption$266,980 (+5.99%)$507,761 (+5.37%) Land $122,000 Building $385,761
2024$2,962.00 (+2.14%)
2023$2,900.00 (+1.12%) Homeowner's exemption Disabled Person's exemption$251,899 (+3%)$481,905 (+3.3%) Land $106,400 Building $375,505
2022$2,868.00 Homeowner's exemption Disabled Person's exemption$244,562$466,508 Land $106,400 Building $360,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 293 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies293 in force
Nearby Flood Claims4 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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