St. Johns County property record for 108 San Rafael Rd, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,333 sqft · built 1980 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Apr 2019) |
| Tax Bill | $3,720 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161110-0080 |
| Primary APN | 161110-0080 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,333 sqft Living Area |
| Gross Area | 2,348 sqft |
| 1st Floor Area | 1,333 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,374 sqft (0.33 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Glass Porch |
| Porch Area | 24 sqft |
| Patio Area | 125 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 108 SAN RAFAEL RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG1 |
| Legal Description | 3-76 EL GRANADA SUB LOTS 8 & 9 BLK A OR4714/247 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 28 |
| Legal Subdivision | EL GRANADA |
| Legal Block | A |
| Legal Lot Number | 8,9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21408 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Spanish Coquina Quarries listed 1972 · 1 contributing resources · NRIS 72001462 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 SAN RAFAEL RD, SAINT AUGUSTINE, FL 32080-5420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Apr 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on Record |
| Deed Sale | Apr 25, 2019 · Amount on Record |
| Prior Sale | Mar 14, 2006 · Amount on Record |
| Deed Document Number | 201928241 |
| Deed Book / Page | 4714 / 247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 108 SAN RAFAEL RD, SAINT AUGUSTINE, FL 32080-5420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 188 SAN RAFAEL RD, SAINT AUGUSTINE, FL 32080-5420 |
| Document Number | 0050731878 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 5073/1878 |
| Instrument | 2020092114 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 25, 2019 |
| Property Address | 108 SAN RAFAEL RD, SAINT AUGUSTINE, FL 32080-5420 |
| Document Number | 0047140247 |
| Book / Page | 4714 / 0247 |
| Map Reference | MB 3 PG 76 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 2019028241 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ANCHOR TITLE & LAW PA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 SAN RAFAEL RD, 111, SAINT AUGUSTINE, FL 32080-5420 |
| Name | Verified Name |
|---|---|
| Address | 108 SAN RAFAEL RD, SAINT AUGUSTINE, FL 32080-5420 |
| Document Number | 2019028242 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 2019028242 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,959 (+2.7%) | $428,995 (+5.92%) Land $122,000 Building $306,995 | |
| 2025 | $3,720.00 (+12.86%) Homeowner's exemption | $289,152 (+5.99%) | $405,006 (+6.16%) Land $122,000 Building $283,006 |
| 2024 | $3,296.00 (+2.04%) | ||
| 2023 | $3,230.00 (+3.03%) Homeowner's exemption | $272,818 (+3%) | $381,509 (+4.21%) Land $106,400 Building $275,109 |
| 2022 | $3,135.00 Homeowner's exemption | $264,872 | $366,112 Land $106,400 Building $259,712 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 293 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 293 in force |
| Nearby Flood Claims | 4 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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