109 San Rafael Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 109 San Rafael Rd, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,310 sqft · built 1977
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jul 2005)
Tax Bill	$3,559 (2025)
Deeds & Mortgages	Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`161144-0090`

Property Details

APN / Parcel Number

Primary APN	`161144-0090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,310 sqft Living Area
Gross Area	3,450 sqft
1st Floor Area	1,350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2002
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	272 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 SAN RAFAEL RD
City	SAINT AUGUSTINE
State	FL
Zip	32080-5420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG1
Legal Description	3-76 EL GRANADA SUB LOTS 9 & 10 BLK D OR2478/307 & 5467/827
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	EL GRANADA
Legal Block	D
Legal Lot Number	9,10
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2013
Census Tract	21408

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Spanish Coquina Quarries listed 1972 · 1 contributing resources · NRIS 72001462

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 San Rafael Rd is owned and occupied by two individuals who acquired it in January 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 SAN RAFAEL RD, SAINT AUGUSTINE, FL 32080-5420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2005 · Amount on File
Deed Sale	Jul 7, 2005 · Amount on File
Deed Document Number	200553657
Deed Book / Page	2478 / 307
Last Transfer Date	Jan 11, 2022
Transfer Doc	0054670827
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jan 11, 2022
Property Address	109 SAN RAFAEL RD, SAINT AUGUSTINE, FL 32080-5420
Document Number	0054670827
Book / Page	5467 / 827
Map Reference	MB 3 PG 76
Instrument Date	Jan 11, 2022
Instrument	2022003891
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	109 SAN RAFAEL RD, ST AUGUSTINE, FL 32080-5420

Tax Assessment & Valuation

The 2025 property tax bill for 109 San Rafael Rd was $3,559 with a homeowner's exemption, up 12.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,749 (+2.7%)	$554,104 (+3.06%) Land $122,000 Building $432,104
2025	$3,559.00 (+12.95%) Homeowner's exemption	$277,263	$537,639 Land $122,000 Building $415,639
2024	$3,151.00 (+2.07%)
2023	$3,087.00 (+3.07%) Homeowner's exemption	$261,601 (+3%)	$511,687 (+2.79%) Land $106,400 Building $405,287
2022	$2,995.00 Homeowner's exemption	$253,982	$497,787 Land $106,400 Building $391,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 San Rafael Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 293 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	293 in force
Nearby Flood Claims	4 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 San Rafael Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20