102 N Cedar St, Commerce, OK 74339 Property Records

Ottawa County property record for 102 N Cedar St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 803 sqft · built 1943
Lot Size0.15 acres (6,320 sqft)
Owner2 Individual Names on File
Tax Bill$892 (2025)
Flood ZoneZone X (minimal risk)
APN20369

Property Details

APN / Parcel Number

Primary APN20369
Alternative APN
  • 5630-00-077-001-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area803 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1995
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area6,320 sqft (0.15 acres)
PorchSlab
Porch Area98 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20369
Street Address102 N CEDAR ST
CityCOMMERCE
StateOK
Zip74339-1815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1, BLK 77 FIRST ADDN TO NORTH MIAMI NOW COMMERCE
Legal SubdivisionFIRST ADDN TO NORTH MIAMI NOW COMMERCE
Legal Block77
Legal Lot Number1
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group3
Census Block3081
Census Tract574200

Owner

102 N Cedar St, a single family home, is owned by two individuals.

Source: Ottawa County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address66200 E 100 RD, WYANDOTTE, OK 74370-3118
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 102 N Cedar St was $892, up 0.9% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,557 (+3.99%) Land $342 Building $9,215$83,830 (+3.99%) Land $3,000 Building $80,830
2025$892.00 (+0.9%)$9,190 (-0.09%) Land $342 Building $8,848$80,610 (-0.09%) Land $3,000 Building $77,610
2024$884.00 (+7.02%)$9,198 (-) Land $456 Building $8,742$80,681 (-) Land $4,000 Building $76,681
2023$826.00 (-1.55%)$9,198 (-) Land $456 Building $8,742$80,681 (-) Land $4,000 Building $76,681
2022$839.00$9,198 Land $456 Building $8,742$80,681 Land $4,000 Building $76,681

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 N Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 N Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
The Junction Internet
Fixed Wireless
100 / 20
Wisper ISP
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on N Cedar St

Nearby Streets

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