Ottawa County property record for 122 N Cedar St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,176 sqft · built 1938 |
| Lot Size | 0.29 acres (12,640 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $246 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20364 |
| Primary APN | 20364 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 12,640 sqft (0.29 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20364 |
|---|---|
| Street Address | 122 N CEDAR ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 3 - 4, BLK 76 FIRST ADDN TO NORTH MIAMI NOW COMMERCE278/462 AFF 905-525 |
| Legal Subdivision | FIRST ADDN TO NORTH MIAMI NOW COMMERCE |
| Legal Block | 76 |
| Legal Lot Number | 3,4 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3071 |
| Census Tract | 574200 |
122 N Cedar St is owned and occupied by an individual.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 N CEDAR ST, COMMERCE, OK 74339-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 122 N Cedar St was $246 with a homeowner's exemption, up 0.8% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,641 (+3%) Land $212 Building $3,429 | $31,940 (-51.6%) Land $1,858 Building $30,082 | |
| 2025 | $246.00 (+0.82%) Homeowner's exemption | $3,535 (+2.97%) Land $206 Building $3,329 | $65,992 (-16.7%) Land $2,838 Building $63,154 |
| 2024 | $244.00 (+16.75%) Homeowner's exemption | $3,433 (+3.03%) Land $200 Building $3,233 | $79,224 (-) Land $2,947 Building $76,277 |
| 2023 | $209.00 (+2.45%) Homeowner's exemption | $3,332 (+3%) Land $197 Building $3,135 | $79,224 (-) Land $2,947 Building $76,277 |
| 2022 | $204.00 Homeowner's exemption | $3,235 Land $195 Building $3,040 | $79,224 Land $2,947 Building $76,277 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 N Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 122 N Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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