121 N Cedar St, Commerce, OK 74339 Property Records

Ottawa County property record for 121 N Cedar St, Commerce, OK 74339

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 1,456 sqft · built 2008
Owner	Individual Name on Record
Last Sale	$45,000 (Nov 2017)
Tax Bill	$607 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20345`

Property Details

APN / Parcel Number

Primary APN	`20345`
Alternative APN	`5630-00-072-015-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Porch	Covered Porch
Porch Area	455 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20345
Street Address	121 N CEDAR ST
City	COMMERCE
State	OK
Zip	74339-1822
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LTS 15 - 16, BLK 72 FIRST ADDN TO NORTH MIAMI NOW COMMERCE CORRECTED DEED 1055/112
Legal Subdivision	FIRST ADDN TO NORTH MIAMI NOW COMMERCE
Legal Block	72
Legal Lot Number	15,16
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3072
Census Tract	574200

Owner

Source: Ottawa County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	121 N CEDAR ST, COMMERCE, OK 74339-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	2017-004823
Deed Book / Page	1060 / 564
Record Updated	Jun 8, 2026

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Nov 27, 2017
Property Address	121 N CEDAR ST, COMMERCE, OK 74339-1822
Document Number	001060/564
Book / Page	1060 / 564
Instrument Date	Nov 15, 2017
Instrument	2017-004823
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ALCOA TRL, MARYVILLE, TN 37804-5516

Mortgage

Document Number	2017004824
Date	Nov 27, 2017
Instrument	2017-004824

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$607.00 (+0.83%)	$6,258 (-0.9%) Land $336 Building $5,922	$54,891 (-0.9%) Land $2,947 Building $51,944
2024	$602.00 (+6.17%)	$6,315 (-) Land $336 Building $5,979	$55,392 (-) Land $2,947 Building $52,445
2023	$567.00 (-1.56%)	$6,315 (-) Land $336 Building $5,979	$55,392 (-) Land $2,947 Building $52,445
2022	$576.00	$6,315 Land $336 Building $5,979	$55,392 Land $2,947 Building $52,445

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on N Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures