Hardin County property record for 102 Monroe St, Radcliff, KY 40160 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,176 sqft Living Area |
| Lot Size | 8,407 sqft (0.192 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2020) |
| Tax Bill | $1,291.00 (2025) |
| Primary APN | 180-20-09-296 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,176 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Raised Foundation |
| Lot Area | 8,407 sqft (0.192 acres) |
| Patio Area | 100 sqft Patio |
| Heating System | Central Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 102 MONROE ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9039 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 296 #14 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 296 |
| Jurisdiction | HARDIN KY |
| Minor Civil Division | RADCLIFF |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 600 |
Source: Hardin County records · APN 180-20-09-296
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 MONROE ST, RADCLIFF, KY 40160-9039 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 22, 2020 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jul 22, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage BAY EQUITY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2020 · Amount on Record |
| Deed Sale | Jul 22, 2020 · Amount on Record |
| Deed Doc Number | 0014931422 |
| Deed Book / Page | 1493 / 1422 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 102 MONROE ST, RADCLIFF, KY 40160-9039 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002324/253 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 2324/253 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 22, 2020 |
| Property Address | 102 MONROE ST, RADCLIFF, KY 40160-9039 |
| Document Number | 1493/1422 |
| Book / Page | 1493 / 1422 |
| Map Reference | CAB 1 SH 704 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | COLLIER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 VIRGINIA CT, 106, GEORGETOWN, KY 40324-2653 |
| Name | Verified Name |
|---|---|
| Address | 102 MONROE ST, RADCLIFF, KY 40160-9039 |
| Document Number | 002324/237 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 2324/237 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,291.00 (-0.84%) | $135,000 (-) Land $13,800 Building $121,200 | $135,000 (-) Land $13,800 Building $121,200 |
| 2023 | $135,000 (-) Land $13,800 Building $121,200 | $135,000 (-) Land $13,800 Building $121,200 | |
| 2022 | $135,000 Land $13,800 Building $121,200 | $135,000 Land $13,800 Building $121,200 | |
| 2021 | $1,302.00 |
102 Monroe St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Hardin County (20193C), updated May 26, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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