Hardin County property record for 108 Monroe St, Radcliff, KY 40160 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,792 sqft · built 1988 |
| Lot Size | 0.192 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,700 (Mar 2021) |
| Tax Bill | $1,528 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-09-293 |
| Primary APN | 180-20-09-293 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Frame/Masonry |
| Lot Area | 8,407 sqft (0.192 acres) |
| Patio Area | 88 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 108 MONROE ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 293 #14 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 293 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 600 |
Source: Hardin County records · APN 180-20-09-293
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 108 MONROE ST, RADCLIFF, KY 40160-9039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage KENTUCKY HOUSING CORPORATION |
| Mar 26, 2021 | Deed, Transfer · Conventional Mortgage ABOUND FCU |
| May 09, 2019 | Warranty Deed, Transfer · FHA Mortgage COMMONWEALTH BANK & TRUST COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on Record |
| Deed Sale | Mar 26, 2021 · Amount on Record |
| Prior Sale | May 09, 2019 · Amount on Record |
| Deed Document Number | 0001508514 |
| Deed Book / Page | 1508 / 514 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 108 MONROE ST, RADCLIFF, KY 40160-9039 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | MATTINGYY FORD TITLE, MATTINGLY FORD TITLE |
| Name | Verified Name |
|---|
| Document Number | 02266/1401 |
|---|---|
| Date | May 09, 2019 |
| Book Page | 2266/1401 |
| Instrument | 20190-00005410 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 26, 2021 |
| Property Address | 108 MONROE ST, RADCLIFF, KY 40160-9039 |
| Document Number | 1508/514 |
| Book / Page | 1508 / 514 |
| Map Reference | CAB 1 SL 704 |
| Instrument Date | Mar 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 108 MONROE ST, RADCLIFF, KY 40160-9039 |
| Document Number | 02370/1062 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 2370/1062 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Apr 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.25% |
| Index | 5-Year CMT |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 09, 2019 |
| Property Address | 108 MONROE ST, RADCLIFF, KY 40160-9039 |
| Document Number | 1472/789 |
| Book / Page | 1472 / 789 |
| Instrument Date | May 03, 2019 |
| Instrument | 20190-00005410 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 MONROE ST, RADCLIFF, KY 40160-9039 |
| Document Number | 19000005410 |
|---|---|
| Date | May 09, 2019 |
| Instrument | 190-00005410 |
| Name | COMMONWEALTH BANK & TRUST COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 001472/789 |
|---|---|
| Date | May 09, 2019 |
| Book Page | 1472/789 |
| Instrument | 20190-00005410 |
| Name | COMMONWEALTH BANK & TRUST COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,528.00 (+26.39%) | $161,100 (+13.69%) Land $18,000 Building $143,100 | $161,100 (+13.69%) Land $18,000 Building $143,100 |
| 2023 | $141,700 (-) Land $13,800 Building $127,900 | $141,700 (-) Land $13,800 Building $127,900 | |
| 2022 | $141,700 Land $13,800 Building $127,900 | $141,700 Land $13,800 Building $127,900 | |
| 2021 | $1,209.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (20193C), updated May 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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