Hardin County property record for 109 Monroe St, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,148 sqft · built 1988 |
| Lot Size | 0.192 acres (8,407 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,209 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-09-286 |
| Primary APN | 180-20-09-286 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 8,407 sqft (0.192 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Patio Area | 336 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 109 MONROE ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 286 #14 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 286 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 600 |
Source: Hardin County records · APN 180-20-09-286
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1584 W LINCOLN TRAIL BLVD, RADCLIFF, KY 40160-2549 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 23, 2015 |
| Transfer Doc | 1408/699 |
| Record Updated | Jun 08, 2026 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,209.00 (+56.81%) | $126,000 (+61.54%) Land $18,000 Building $108,000 | $126,000 (+61.54%) Land $18,000 Building $108,000 |
| 2023 | $78,000 (-) Land $13,800 Building $64,200 | $78,000 (-) Land $13,800 Building $64,200 | |
| 2022 | $78,000 Land $13,800 Building $64,200 | $78,000 Land $13,800 Building $64,200 | |
| 2021 | $771.00 |
Source: FEMA National Flood Hazard Layer as of October 15, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
Based on FCC filings for 122 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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