45 Monroe Ave, Elgin, IL 60123 Property Records

Kane County property record for 45 Monroe Ave, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1888
Square Footage	1,037 sqft Living Area
Lot Size	7,400 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$165,000 (2020)
Tax Bill	$4,315.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-14-303-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,037 sqft Living Area
Gross Area	2,074 sqft Gross Area
1st Floor	1,037 sqft 1st Floor
Basement Area	1,037 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Construction Type	Frame Construction
Lot Area	7,400 sqft (0.17 acres)
Depth X Width	133 ft x 56 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	45 MONROE AVE
City	ELGIN
State	IL
Zip	60123-5243
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CRIGHTON PARK ADDN NORTH 55.5 FT LOT 5 BLOCK 5
Legal Subdivision	CRIGHTON PARK ADDN
Legal Block	5
Legal Lot Number	5
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4025
Census Tract	851101

Owner

Source: Kane County records · APN 06-14-303-003

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 MONROE AVE, ELGIN, IL 60123-5243
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 2020 · Amount on Record
Deed Sale	Oct 09, 2020 · Amount on Record
Prior Sale	Oct 03, 2000 · Amount on Record
Deed Doc Number	202059925
Record Refreshed	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 09, 2020
Property Address	45 MONROE AVE, ELGIN, IL 60123-5243
Document Number	0000059925
Instrument Date	Oct 02, 2020
Instrument	2020K059925
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MONROE AVE, ELGIN, IL 60123-5243

Mortgage

Document Number	0000059926
Date	Oct 09, 2020
Instrument	2020K059926

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,315.00 (+15.78%) Homeowner's exemption
2024		$59,470 (+21.39%) Land $15,224 Building $44,246	$178,481 (+21.44%) Land $45,690 Building $132,791
2022	$3,727.00 (+4.99%) Homeowner's exemption	$48,989 (+6.96%) Land $12,541 Building $36,448	$146,967 (+6.96%) Land $37,623 Building $109,344
2021	$3,550.00 Homeowner's exemption	$45,801 Land $11,725 Building $34,076	$137,403 Land $35,175 Building $102,228