102 Mainsail Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 102 Mainsail Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,125 sqft · built 1987
Lot Size	0.338 acres (14,725 sqft)
Owner	2 Company Names on File
Tax Bill	$2,963 (2026)
Deeds & Mortgages	Oct 2026 Sale Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-0700-059-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0700-059-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,125 sqft Living Area
1st Floor Area	1,211 sqft
2nd Floor Area	914 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	14,725 sqft (0.338 acres)
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 MAINSAIL CT
City	FOLSOM
State	CA
Zip	95630-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	RANCHO DIABLO 03C, LOT 101
Legal Subdivision	RANCHO DIABLO 03C
Legal Lot Number	101
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1010
Census Tract	8501

Owner

102 Mainsail Ct, a single family home, is owned by a company.

Source: Sacramento County records, as of October 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	102 MAINSAIL CT, FOLSOM, CA 95630-2339
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage US DISTRICT COURT
Jun 6, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 9, 2026
Property Address	102 MAINSAIL CT, FOLSOM, CA 95630-2339
Document Number	2026000837
Book / Page	20261009 / 837
Instrument Date	Jun 17, 2026
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	102 MAINSAIL CT, FOLSOM, CA 95630-2339

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	102 MAINSAIL CT, FOLSOM, CA 95630-2339
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MAINSAIL CT, FOLSOM, CA 95630-2339

Mortgage

Document Number	0000000560
Date	Feb 21, 2023
Instrument	2023022100560

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	102 MAINSAIL CT, FOLSOM, CA 95630-2339
Document Number	1801250635
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MAINSAIL CT FOLSOM CA 956302339, FOLSOM, CA 95630-2339

Mortgage

Document Number	1801250635
Date	Jan 25, 2018
Instrument	1801250635

Lender

Name	US DISTRICT COURT
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	102 MAINSAIL CT, FOLSOM, CA 95630-2339
Document Number	1707070949
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MAINSAIL CT FOLSOM CA 956302339, FOLSOM, CA 95630-2339

Mortgage

Document Number	1707070949
Date	Jul 7, 2017
Instrument	1707070949

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 102 Mainsail Ct was $2,963, up 1.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,963.00 (+1.33%)	$280,615 (+2%) Land $68,310 Building $212,305
2025	$2,924.00 (+2.17%) Homeowner's exemption	$275,114 Land $66,971 Building $208,143
2024	$2,862.00 (+1.85%)
2023	$2,810.00 (+1.55%) Homeowner's exemption	$264,432 Land $64,371 Building $200,061
2022	$2,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 102 Mainsail Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Mainsail Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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