100 Keystone Ridge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 100 Keystone Ridge Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,980 sqft · built 2018
Lot Size0.207 acres (9,017 sqft)
Owner2 Individual Names on Record
Last Sale$394,900 (Dec 2020)
Tax Bill$5,445 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT180200130

Property Details

APN / Parcel Number

Primary APNT180200130
Alternative APN
  • 2-0048-C585-00-0083.0000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,980 sqft Living Area
Basement Area1,482 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick/Stone
Lot Area9,017 sqft (0.207 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT180200130
Street Address100 KEYSTONE RIDGE DR
CityO FALLON
StateMO
Zip63366-5092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE RIDGE LOT 83
Legal Range02E
Legal Township47N
Legal SubdivisionKEYSTONE RIDGE
Legal Lot Number83
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group3
Census Block3089
Census Tract312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address100 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2020 · Amount on Record
Deed SaleDec 10, 2020 · Amount on Record
Deed Document Number0202096860
Deed Book / Page2020 / 96860
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 10, 2020
Property Address100 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
Document Number0000096860
Instrument DateDec 8, 2020
Instrument96860
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 10, 2021
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address100 KEYSTONE RIDGE DR O FALLON MO 633665092, O FALLON, MO 63366-5092

Mortgage

Document Number96861
DateDec 10, 2020
Instrument96861
Lender
NameFIRST BK MTG
TypeMortgage Company
AddressHAZELWOOD, MO 63042
Agreement
AmountAmount Recorded
Term180 Months
DueDec 9, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,445.00$87,469 (-0.17%)$460,365 (-0.17%) Land $50,000 Building $410,365
2023$87,616
2022$461,136 Land $50,000 Building $411,136

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Brightspeed
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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