102 Flying Cloud Dr, Chestertown, MD 21620 Property Records

Kent County property record for 102 Flying Cloud Dr, Chestertown, MD 21620

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,896 sqft · built 2023
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$324,000 (Aug 2026)
Tax Bill	$4,514 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-338154`

Property Details

APN / Parcel Number

Primary APN	`04-338154`
Alternative APN	`338154`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,896 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	338154
Street Address	102 FLYING CLOUD DR
City	CHESTERTOWN
State	MD
Zip	21620-1185
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3/R4
Legal Description	LOT 27 - 4,000 SQ FT 102 FLYING CLOUD DR THE VILLAGE AT CHESTERTO
Legal Subdivision	VILLAGE/CHESTERTOWN LAND CONDO
Legal Lot Number	27
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	1
Census Block	1012
Census Tract	950300

Owner

Source: Kent County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1185
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP INC
Sep 6, 2023	Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Aug 1, 2022	Deed, Transfer BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	Sep 6, 2023 · Amount on Record
Deed Book / Page	1517 / 195
Prior Transfer Date	Jul 16, 2012
Prior Transfer Doc	0007420378
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Aug 19, 2026
Property Address	102 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1185
Document Number	1517000195
Book / Page	1517 / 195
Instrument Date	Aug 14, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	102 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1185

Mortgage

Document Number	1517000202,
Date	Aug 19, 2026
Book Page	1517/202

Lender

Name	RADIUS FINANCIAL GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Sep 6, 2023
Property Address	102 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1185
Document Number	0013290223
Book / Page	1329 / 223
Map Reference	MB MLM 4 FO580A-580G
Instrument Date	Aug 29, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 26, 2023
Title Company	DHI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,524.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	102 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1185

Mortgage

Document Number	0013290229
Date	Sep 6, 2023
Instrument	1329-0229

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Aug 1, 2022
Property Address	102 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1185
Document Number	0012650154
Book / Page	1265 / 154
Map Reference	MB MLM4 FO 580A-580G
Instrument Date	Jul 14, 2022
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 S CARTER RD, SMYRNA, DE 19977-7756

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,514.00 (+0.78%)	$288,067 (+0.79%)	$292,600 (+2.38%) Land $80,300 Building $212,300
2025	$4,479.00 (+764.67%)	$285,800 (-) Land $80,300 Building $205,500	$285,800 (-) Land $80,300 Building $205,500
2023	$518.00	$285,800 Land $80,300 Building $205,500	$285,800 Land $80,300 Building $205,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

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