108 Flying Cloud Dr, Chestertown, MD 21620 Property Records

Kent County property record for 108 Flying Cloud Dr, Chestertown, MD 21620

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,936 sqft · built 2023
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,900 (Mar 2026)
Tax Bill	$4,632 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-338189`

Property Details

APN / Parcel Number

Primary APN	`04-338189`
Alternative APN	`338189`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,936 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	338189
Street Address	108 FLYING CLOUD DR
City	CHESTERTOWN
State	MD
Zip	21620-1185
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3/R4
Legal Description	LOT 30 - 4,000 SQ FT 108 FLYING CLOUD DR THE VILLAGE AT CHESTERTO
Legal Subdivision	VILLAGE CHESTERTOWN LAND CONDO
Legal Lot Number	30
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	1
Census Block	1012
Census Tract	950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1185
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 1, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Aug 1, 2022	Deed, Transfer BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Aug 1, 2023 · Amount on Record
Deed Book / Page	1485 / 263
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Mar 6, 2026
Property Address	108 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1185
Document Number	0014850263
Book / Page	1485 / 263
Map Reference	MB MLM 4 FO 580A-580
Instrument Date	Feb 26, 2026
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	TITLE EXCELLENCE LLC, TITLE EXCELLENCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,824.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1185

Mortgage

Document Number	0001485269
Date	Mar 6, 2026
Instrument	1485/269

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

August 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Aug 1, 2023
Property Address	108 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1185
Document Number	0013220158
Book / Page	1322 / 158
Map Reference	MB MLM 4 FO 580A-580
Instrument Date	Jul 20, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 26, 2023
Title Company	DHI TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,599.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	70 DOGWOOD CT, MALVERN, PA 19355-3374

Mortgage

Document Number	0013220163
Date	Aug 1, 2023
Instrument	1322-0163

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Aug 1, 2022
Property Address	108 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1185
Document Number	0012650154
Book / Page	1265 / 154
Map Reference	MB MLM4 FO 580A-580G
Instrument Date	Jul 14, 2022
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 S CARTER RD, SMYRNA, DE 19977-7756

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,632.00 (+2.09%)	$295,600 (+2.11%)	$307,800 (+6.32%) Land $80,300 Building $227,500
2025	$4,537.00 (+775.87%)	$289,500 (-) Land $80,300 Building $209,200	$289,500 (-) Land $80,300 Building $209,200
2023	$518.00	$289,500 (+769.37%) Land $80,300 Building $209,200	$289,500 (+769.37%) Land $80,300 Building $209,200
2022	$518.00	$33,300 Land $33,300	$33,300 Land $33,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

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