109 Flying Cloud Dr, Chestertown, MD 21620 Property Records

Kent County property record for 109 Flying Cloud Dr, Chestertown, MD 21620

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,056 sqft · built 2023
Lot Size	0.114 acres (4,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Aug 2023)
Tax Bill	$4,778 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-338251`

Property Details

APN / Parcel Number

Primary APN	`04-338251`
Alternative APN	`338251`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,056 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,972 sqft (0.114 acres)
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	338251
Street Address	109 FLYING CLOUD DR
City	CHESTERTOWN
State	MD
Zip	21620-1186
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3/R4
Legal Description	LOT 37 - 4,972 SQ FT 109 FLYING CLOUD DR THE VILLAGE AT CHESTERTO
Legal Subdivision	VILLAGE CHESTERTOWN LAND CONDO
Legal Lot Number	37
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	1
Census Block	1011
Census Tract	950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Jan 7, 2013 · Amount on Record
Deed Book / Page	1323 / 168
Prior Transfer Date	Jul 16, 2012
Prior Transfer Doc	0007420378
Record Updated	Oct 29, 2026

August 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Aug 8, 2023
Property Address	109 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1186
Document Number	0013230168
Book / Page	1323 / 168
Map Reference	MB 4 FO 580A-580G
Instrument Date	Jul 27, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 26, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 FLYING CLOUD DR, CHESTERTOWN, MD 21620-1186

Mortgage

Document Number	0013230175
Date	Aug 8, 2023
Instrument	1323-0175

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Mortgage

Document Number	0013230203
Date	Aug 8, 2023
Book Page	1323/203

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,778.00 (+1.88%)	$304,900 (+1.87%)	$316,100 (+5.61%) Land $80,400 Building $235,700
2025	$4,690.00 (+805.41%)
2023	$518.00	$299,300 (+798.8%) Land $80,400 Building $218,900	$299,300 (+798.8%) Land $80,400 Building $218,900
2022	$518.00	$33,300 Land $33,300	$33,300 Land $33,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber.

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