Essex County and Marblehead Town property record for 108 Elm St, Marblehead, MA 01945
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 2,420 sqft · built 1875 |
| Owner | 2 Company Names on File |
| Last Sale | $813,000 (Oct 2024) |
| Tax Bill | $6,048 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0134 B:0055 L:2 |
| Primary APN | MARB M:0134 B:0055 L:2 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 2,420 sqft Living Area |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 108 ELM ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3423 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | HIST |
| Legal Block | 55 |
| Legal Lot Number | 2 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 203302 |
Source: Essex County and Marblehead Town records · APN MARB M:0134 B:0055 L:2
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 108 ELM ST, 2, MARBLEHEAD, MA 01945-3423 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 11, 2025 | Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY PRIVATE BANK |
| Jul 13, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 2024 · Amount on Record |
| Deed Sale | Oct 18, 2024 · Amount on Record |
| Prior Sale | Jul 13, 2023 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 108 ELM ST, MARBLEHEAD, MA 01945-3423 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000657322 |
|---|---|
| Date | Mar 11, 2025 |
| Instrument | 657322 |
| Name | MORGAN STANLEY PRIVATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 13, 2023 |
| Property Address | 108 ELM ST, MARBLEHEAD, MA 01945-3423 |
| Document Number | 0000645409 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 645409 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 ELM ST # 2, 2, MARBLEHEAD, MA 01945-3423 |
| Document Number | 0000645410 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 645410 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,048.00 (+0.97%) | $668,300 (-0.03%) Building $668,300 | $770,545 |
| 2024 | $5,990.00 (+8.06%) | $668,500 (+20.6%) Building $668,500 | |
| 2023 | $5,543.00 | $554,300 Building $554,300 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 38 units insured incl. 29 condo units |
| Nearby Flood Claims | 20 (1978–2018) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Snowstorm |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 949 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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