102 Central St, Unit 5A, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 102 Central St, Unit 5A, Saugus, MA 01906

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,586 sqft · built 2006
OwnerIndividual Name on Record
Last Sale$730,000 (Jun 2026)
Tax Bill$5,865 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Sep 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNSAUG M:012-F B:0014 L:0017

Property Details

APN / Parcel Number

Primary APNSAUG M:012-F B:0014 L:0017
Alternative APNs
  • M:012-F B:0054 L:0003-A
  • 4420015

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,586 sqft Living Area
Gross Area2,480 sqft
1st Floor Area1,586 sqft
Basement Area894 sqft
Unfinished Basement894 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number4420015
Street Address102 CENTRAL ST, 5A
CitySAUGUS
StateMA
Zip01906-1295
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Subdivision102 CENTRAL STREET CONDO
Legal Block14
Legal Lot Number17
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group3
Census Block3002
Census Tract208302

Owner

Source: Essex County and Saugus Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 CENTRAL ST, SAUGUS, MA 01906-1293
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Condominium Deed, Transfer · Conventional Mortgage
Sep 2, 2021Condominium Deed, Transfer
Apr 28, 2017Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Prior SaleApr 28, 2017 · Amount on Record
Deed Document Number202620260626002320
Deed Book / Page43468 / 526
Prior Transfer DateJul 20, 2021
Prior Transfer Doc40241-218
Record UpdatedSep 20, 2026

June 2026: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionSAUGUS MA
Recording DateJun 26, 2026
Property Address102 CENTRAL ST, 5A, SAUGUS, MA 01906-1295
Document Number0000002320
Book / Page43468 / 526
Instrument DateJun 16, 2026
Instrument20262320
Transaction TypeTransfer
Record UpdatedJul 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 CENTRAL ST, SAUGUS, MA 01906-1293

Mortgage

DateJun 26, 2026
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

September 2021: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionSAUGUS MA
Recording DateSep 2, 2021
Property Address102 CENTRAL ST UNIT 5A, 5A, SAUGUS, MA 01906-1295
Document Number40241-218
Book / Page40241 / 218
Instrument DateJul 20, 2021
Instrument20210902000790
Transaction TypeTransfer
Record UpdatedSep 17, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 CENTRAL ST UNIT 5A, 5A, SAUGUS, MA 01906-1295

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateApr 28, 2017
Property Address102 CENTRAL ST UNIT 5A, 5A, SAUGUS, MA 01906-1295
Document Number35827-137
Book / Page035827 / 000137
Instrument DateApr 28, 2017
Instrument1704280087
Transaction TypeTransfer
Record UpdatedMay 16, 2017

Transaction

AmountAmount Recorded
Tax$1,869.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address102 CENTRAL ST #5A SAUGUS MA 019061295, 5A, SAUGUS, MA 01906-1295

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,865.00 (+3.49%)$549,200 (+3.21%) Building $549,200$568,005
2024$5,667.00 (+8.52%)$532,100 (+14.73%) Building $532,100
2023$5,222.00$463,800 Building $463,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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