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102 Central St, Unit 4A, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 102 Central St, Unit 4A, Saugus, MA 01906

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,524 sqft · built 2006
Owner2 Company Names on Record
Last Sale$435,900 (Nov 2006)
Tax Bill$5,795 (2025)
Deeds & MortgagesJan 2023 Transfer
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNSAUG M:012-F B:0014 L:0013

Property Details

APN / Parcel Number

Primary APNSAUG M:012-F B:0014 L:0013
Alternative APN
  • M:012-F B:0044 L:0003-A

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Units24 Units
Stories2 Stories
Building Area1,524 sqft Living Area
Gross Area2,478 sqft
1st Floor Area1,524 sqft
Basement Area954 sqft
Unfinished Basement954 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address102 CENTRAL ST, 4A
CitySAUGUS
StateMA
Zip01906-1295
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block14
Legal Lot Number13
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group3
Census Block3002
Census Tract208302

Owner

Source: Essex County and Saugus Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address102 CENTRAL ST, 4A, SAUGUS, MA 01906-1295
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Quit Claim Deed, Transfer
Quitclaim
Apr 2, 2018Deed of Trust, Mortgage · Line of Credit
ALIGN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2006 · Amount on Record
Deed SaleNov 30, 2006 · Amount on Record
Deed Book / Page26335 / 265
Last Transfer DateJan 18, 2023
Transfer Doc041409-335
Record UpdatedSep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateJan 23, 2023
Property Address102 CENTRAL ST UNIT 4A, 4A, SAUGUS, MA 01906-1295
Document Number041409-335
Book / Page41409 / 335
Instrument DateJan 18, 2023
Instrument20230123002430
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 CENTRAL ST UNIT 4A, 4A, SAUGUS, MA 01906-1295

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address102 CENTRAL ST UNIT 4A, 4A, SAUGUS, MA 01906-1295
Document Number36630-545
Instrument DateApr 2, 2018
Transaction TypeMortgage
Record UpdatedApr 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number36630-545
DateApr 6, 2018
Book Page036630/000545
Instrument1804060270
Lender
NameALIGN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,795.00 (+3.56%)$542,600 (+3.27%) Building $542,600$602,205
2024$5,596.00 (+8.45%)$525,400 (+14.64%) Building $525,400
2023$5,160.00$458,300 Building $458,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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